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PayPal: Pay in 3 reviews

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4.93
Based on 40,127 reviews, last reviewed 28th Apr 2026
1677700% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

4

HelpfulRM Always helpful and pay in 3 option Reviewed on: 28th April 2026
RM's avatar
RM

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (40128)

Timely payments.

5
Timely payments. Customer service communications could be improved. There's also a lot of errors that need to be levelled out. It's good to have the flexibility to pay later though. Reviewed on: 5th June 2024
Altair S's avatar
Altair S

Very good when you can pay in 3 with 0%...

5
Very good when you can pay in 3 with 0% interest Reviewed on: 5th June 2024
Lina G's avatar
Lina G

The service is very good.

5
The service is very good. It is comfortable to use, and the money is taken from the bank automatically, so there is no stress. Reviewed on: 5th June 2024
Gayathri 's avatar
Gayathri

Easy to use and spread payment over 3 months

5
Easy to use and spread payment over 3 months Reviewed on: 5th June 2024
Christopher B's avatar
Christopher B

Amazing and easier to manage

5
I use this pay in 3 quite often and makes it so easy to split payments, easy to pay back with automatic direct debit Reviewed on: 5th June 2024
Maryum's avatar
Maryum

Pay pal is my pal.

5
Pay pal is my pal. Always there when I need it Reviewed on: 5th June 2024
David s's avatar
David s

I have used PayPal for many years, I find it extreme...

5
I have used PayPal for many years, I find it extremely safe & secure, which is most important. I use the pay in 3 which is ideal, I’ve had a couple of problems which have been resolved quickly & efficiently. I would recommend Paypal. Reviewed on: 5th June 2024
Janet W's avatar
Janet W

Brilliant service using pay in 3

5
Brilliant service using pay in 3 Reviewed on: 5th June 2024
Hilvennard's avatar
Hilvennard

When I need help, I would like somebody on the other...

5
When I need help, I would like somebody on the other end of the phone Reviewed on: 5th June 2024
Roger dean's avatar
Roger dean

Excellent

5
I’ve never had any problems with Pay in 3, all payments were sent out on time and also notified in advance when payments were due. Reviewed on: 5th June 2024
Ms E's avatar
Ms E

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