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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (40140 reviews)

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4.93

Based on 40,140 reviews, last reviewed 28th Apr 2026

1679000% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Smooth, convenient and quick. Smooth, convenient and quick. The pay in 3 service is so easy to make a purchase and defer payments interest free Reviewed on: 28th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (40140)

I love PayPal Pay in 3!

I love PayPal Pay in 3 as it's instant and enables you to manage larger purchases, over a short period of time, with no interest being charged. When items are returned and refunded, the amount instantly comes off your balance, leaving much smaller payments for the next consecutive months. I find it really helpful. Reviewed on: 5th June 2024

Love it .

Love it . Easy way to use PayPal.pay in 3 Reviewed on: 5th June 2024

Easy to use and flexible payments

Pay in 3 is really easy to use and makes it simple to split larger purchases into smaller chunks to pay off. It allows more flexibility over spending and greater freedom as a consumer to purchase what I want when I want. Reviewed on: 5th June 2024

Extremely useful and interest free

Extremely useful for those times when you need to keep the cash flow reduced, and all without paying any interest. Simple application at checkout and no issues so far. Reviewed on: 5th June 2024

Excellent Service.

Excellent Service. Use Paypal 3 all the time & is great for spreading your payments. Reviewed on: 5th June 2024

Always so easy to purchase things with pay in 3.

Always so easy to purchase things with pay in 3. Don’t have to stress about the purchase and pay in full. Reviewed on: 5th June 2024

I find the pay in 3 option very handy for splitting...

I find the pay in 3 option very handy for splitting the cost specially before pay day Reviewed on: 5th June 2024

Great for pay in 3, really helps to spread the...

Great for pay in 3, really helps to spread the cost Reviewed on: 5th June 2024

Paypal offers good financial flexibility.

Paypal offers good financial flexibility. Reviewed on: 5th June 2024

Pay pal pay in 3 is a blessing in disguise.

Pay pal pay in 3 is a blessing in disguise. I am confidently able to buy anything I want when I want it no matter how expensive it is. I don’t have to worry about my pay day when buying a holiday package, getting my flight tickets or when buying a gadget. I love PayPal and I recommend to everyone I meet. Reviewed on: 5th June 2024

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