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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73931 reviews)

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4.76

Based on 73,931 reviews, last reviewed 19th Jun 2026

4857200% increase in 5 star reviews

in the past 90 days

9000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic so easy to use and brilliant for your spre... Fantastic so easy to use and brilliant for your spreading out your money on extra luxuries Reviewed on: 19th June 2026

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (73931)

I frequently use PayPal Pay in 3 , it helps me fina...

I frequently use PayPal Pay in 3 , it helps me financially spread the cost of a purchase over 3 months without charging interest . It is very handy over the Christmas period , for birthdays and in general for big purchases . Pay in 3 helps you to purchase items that otherwise you may not be able to afford without charging interest as long as you make the payment every month on time via direct debit Reviewed on: 5th May 2026

Easy to set up

Great for spreading the debt and easy to set up Reviewed on: 5th May 2026

Best recommendation

Everytime is very easy to pay for purchases and really helpful especially then purchases are expensive, to split them into 3 payments. Recommended. Reviewed on: 5th May 2026

PayPal pay in 3 is Excellent for budget conscious Pe...

PayPal pay in 3 is Excellent for budget conscious People. It definitely Helped myself to Purchase a More Expensive item, and Pay back at a more convenient way. Reviewed on: 5th May 2026

Pay in 3 is easy

PayPal is really easy to use, convenient and secure. The pay in 3 option allows you to buy things without bursting the bank, spread the cost and lighten the load Reviewed on: 5th May 2026

Such a great way to shop and spread the cost done it...

Such a great way to shop and spread the cost done it a couple of times before and works perfectly. There is no interest if you pay on time so happy days Reviewed on: 5th May 2026

I've been using PayPal Pay in 3 for a few months now...

I've been using PayPal Pay in 3 for a few months now and it's been a game-changer for my online shopping. The setup was incredibly easy and it's available at almost all the retailers I use. I love being able to spread the cost of larger purchases into three manageable, interest-free chunks. The app notifications are also super helpful for keeping track of my payment schedule! Reviewed on: 5th May 2026

PayPal pay in 3 is simple and easy to use.

PayPal pay in 3 is simple and easy to use. It’s quick to set up and keep up to date using the app or website. Reviewed on: 5th May 2026

Always easy to check out with PayPal and never had a...

Always easy to check out with PayPal and never had a bad experience Reviewed on: 5th May 2026

Paypal monthly has helped me a lot

Paypal monthly has helped me a lot Reviewed on: 5th May 2026

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