Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73903 reviews)

View other PayPal products

4.76

Based on 73,903 reviews, last reviewed 19th Jun 2026

4854500% increase in 5 star reviews

in the past 90 days

9000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy payments with payment protection Easy payments with payment protection Reviewed on: 19th June 2026

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (73903)

Never had a problem with PayPal if anything happened...

Never had a problem with PayPal if anything happened it was resolved then and there Reviewed on: 5th May 2026

Secure payments

Always sorted quick and easy and very secure very happy Reviewed on: 5th May 2026

PayPal Pay in 3 has been a reliable service for me w...

PayPal Pay in 3 has been a reliable service for me when buying expensive items. Splitting the cost into 3 payments really makes it possible to buy what we need in a financially healthy way. It's well worth it! Reviewed on: 5th May 2026

convenient and easy to use without extra cost

the first time i tried it, i didn’t have any issues at all.. And because I paid it in 3, it gave me more freedom and less burden without even thinking of the whole cost.. It was very convenient especially when thinking of buying slightly expensive stuff.. Reviewed on: 5th May 2026

Great, safe and straight forward to use.

Great, safe and straight forward to use. Reviewed on: 5th May 2026

I always use Paypal

I always use Paypal and have done for years. Reviewed on: 5th May 2026

Why I enjoy pay in 3

I use PayPal pay in 3 occasionally and it’s extremely helpful for those slightly more costly items that you need straight away! Reviewed on: 5th May 2026

Easy stress free transaction would definitely recomm...

Easy stress free transaction would definitely recommend Reviewed on: 5th May 2026

Really easy to use an great alternative to paying in...

Really easy to use an great alternative to paying in full Reviewed on: 5th May 2026

I have had excellent service with my pay in 3 service.

I have had excellent service with my pay in 3 service. I haven't had any problems with my service. It's helps me afford more purchases .paying it back over a short period of time. I feel safe when purchasing through PayPal pay in 3, excellent service. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy now pay later
from Payl8r 4.82 from 4218 reviews
Buy Now Pay Later
from Klarna 4.34 from 557 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 142882 reviews
Payments
from PayPal 4.71 from 3755 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub