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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (38792 reviews)

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4.93

Based on 38,792 reviews, last reviewed 25th Apr 2026

1551400% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick and easy transaction. Quick and easy transaction. I like that you now collect point and there is cash back offers Reviewed on: 25th April 2026

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38792)

Paypal pay in 3 is brilliant and so is PayPal credit...

Paypal pay in 3 is brilliant and so is PayPal credit but it is very difficult to get hold of PayPal on the phone Reviewed on: 3rd June 2024

PayPal pay in 3 is so much easy to use

I am using PayPal very often to make payment and Pay in 3 provides a lot of flexibility of making payments. Highly recommend it! Reviewed on: 3rd June 2024

Honest review

If the transfer from credit and vs will be more quickly i will be grateful Reviewed on: 3rd June 2024

Great customer services and wide range of option fir...

Great customer services and wide range of option fir consumer purchases Reviewed on: 3rd June 2024

Carzone 2

Good, helps me spread my payments over time. Reviewed on: 3rd June 2024

Pay in 3 - super useful

Pay in 3 has been very useful for me. Quick approvals and being able to easily see when payments are due helps too. Reviewed on: 3rd June 2024

Good but could be better

Had a bad experience and between EBay and PayPal I paid for an item that I never actually received. The majority of my transactions have been smooth apart from that one which then left me down £500 and no phone which was what I had purchased. Reviewed on: 3rd June 2024

Easy to use, no hidden terms

Really easy to use, can pay off early for no extra cost. A great way to spread the cost without using a credit card. Reviewed on: 3rd June 2024

The best and safest way to pay for your shopping .

The best and safest way to pay for your shopping . No doubt Reviewed on: 3rd June 2024

Easy money transfers and great app and interface.

Easy money transfers and great app and interface. Have a bit of an issue with customer service not reimbursing me when I was scammed. Was only 20 though so overall would still rate the app as good. Reviewed on: 3rd June 2024

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