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PayPal: Pay in 3 reviews

4.93
Based on 38,764 reviews, last reviewed 24th Apr 2026
1548800% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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Latest highest rating:

5

Pay in 3 is excellent for credit with zero interest Pay in 3 is excellent for credit with zero interest Reviewed on: 24th April 2026
Paul N's avatar
Paul N

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38764)

good experience, helpful staff and considerate

5
good experience, helpful staff and considerate Reviewed on: 3rd June 2024

I have struggled with money at the minute so for som...

5
I have struggled with money at the minute so for some purchases I have used PayPal credit and I had a call from they from a payment that was slightly behind the lady that called me was very helpful with my situation and sorted it all out for me . Reviewed on: 3rd June 2024

Great opinions on purchase good loan rate .

4
Great opinions on purchase good loan rate . No rush to pay. Ack credit Reviewed on: 3rd June 2024

Used pay in 3 quite often works really well

5
Used pay in 3 quite often works really well Reviewed on: 3rd June 2024

Always feel safe using PayPal with sending money or...

5
Always feel safe using PayPal with sending money or buying I know I’m protected Reviewed on: 3rd June 2024

More secure and easy, help me spread the payment so...

5
More secure and easy, help me spread the payment so that I don’t feel the payment expensive Reviewed on: 3rd June 2024

Great way to pay

5
Such an easier way to make payments and break things down to be more affordable. Customer service is also amazing. Great way to pay Reviewed on: 3rd June 2024

Pay in 3 is a quick and convenient way for paying fo...

5
Pay in 3 is a quick and convenient way for paying for goods over time. I have used it many times with no problem whasoever Reviewed on: 3rd June 2024

Love PayPal!

5
I always use PayPal to pay for transactions online as it’s safe. I also use the pay in 3 quite a bit as it has no interest! Reviewed on: 3rd June 2024

Pay in 3 provides me with affordable options, it ena...

5
Pay in 3 provides me with affordable options, it enables me to make smart choices on my purchases. Each step is informative, gives options to opt out before committing to a purchase and sets out each repayment in a clear and simple format. Reviewed on: 3rd June 2024

Review PayPal: Pay in 3 now

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