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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 38,730 reviews, last reviewed 24th Apr 2026
1545600% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had to use customer service Never had to use customer service Reviewed on: 24th April 2026
Michele M's avatar
Michele M

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (38730)

Easy to make payment and refund if the purchase was...

5
Easy to make payment and refund if the purchase was not as described. Pay in 3 also allows you to buy without breaking your account. Reviewed on: 3rd June 2024
Buckingham Mundy-Castle's avatar
Buckingham Mundy-Castle

Very simple easy to use

5
Very simple way of breaking down payments for anything you wish to purchase that offers PayPal as payment Reviewed on: 3rd June 2024
Lee's avatar
Lee

Love the pay in 3 plan. Works like a charm

5
I have done so many pay in 3 plans and have kept up with payments and have worked so well for me especially as I am trying to restore a classic car and rent a home of my own with my 3 year old Daughter Reviewed on: 3rd June 2024
Anthony J's avatar
Anthony J

Pay in 3 is a much safer way to spend online.

5
Pay in 3 is a much safer way to spend online. I fee more secure using PayPal and pay in 3 has helped me a lot. Reviewed on: 3rd June 2024
Bekah's avatar
Bekah

Great to help spread the cost over 3 months with no...

5
Great to help spread the cost over 3 months with no added interest Reviewed on: 3rd June 2024
Lauren 's avatar
Lauren

So easy to use.

5
So easy to use. Always helpful when things go wrong. Reliable and safe. Reviewed on: 3rd June 2024
Emma B's avatar
Emma B

Been using PayPal pay in 3 for ages, honestly almost...

5
Been using PayPal pay in 3 for ages, honestly almost always my go to when buying online, makes spreading costs so so easy. Got my brother to start using it too, he loves it. Reviewed on: 3rd June 2024
Jacob M's avatar
Jacob M

I always appreciate using paypal as it is more secure.

5
I always appreciate using paypal as it is more secure. I was happy when they introduced pay in 3 for the big purchases you need straight away but can’t afford right away. So it is very handy! Reviewed on: 3rd June 2024
Lady H's avatar
Lady H

Reliable and super helpful, customer service is amaz...

5
Reliable and super helpful, customer service is amazing and always manage to fix my issues within one phone call no longer than 10 minutes. Wanted something that is a little bit out of your budget? Paypal it mate it’s super easy to do and pay it back after 3 instalments, it makes life just that more affordable. Reviewed on: 3rd June 2024
Daniels K's avatar
Daniels K

Handy for cash flow

5
Very easy to use and very transparent. Integrates nicely with all my online shopping Reviewed on: 3rd June 2024
Tom S's avatar
Tom S

Review PayPal: Pay in 3 now

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