Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 38,695 reviews, last reviewed 24th Apr 2026
1542200% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

5 star service every time I use them, hassle free, n... 5 star service every time I use them, hassle free, no fuss and so easy to use. Reliable and trustworthy. I highly recommend PayPal to everyone. Reviewed on: 24th April 2026
Warren's avatar
Warren

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (38695)

I use a lot a l very happy every single...

5
I use a lot a l very happy every single time Reviewed on: 3rd June 2024

Hi most of the time I’m using pay in 3 which is grea...

5
Hi most of the time I’m using pay in 3 which is great offer to pay back by 3month affordable with zero interest love this great thing Reviewed on: 3rd June 2024

love the spread payments!

5
i love the pay in 3 instalments as it allows me to spread big payments over 3 months not putting me in awkward position of over spending. Reviewed on: 3rd June 2024

Very easy to use and good notifications when your pa...

5
Very easy to use and good notifications when your payments are due Reviewed on: 3rd June 2024

Paypal makes ur shoppinh experience smooth

5
Paypal is very user friendlt ans pay in three makes it eaay to dovide the payment in 3 east interest free installments. Reviewed on: 3rd June 2024

Very good and convenient, makes paying for larger it...

5
Very good and convenient, makes paying for larger items easier and more affordable Reviewed on: 3rd June 2024

This helps me to manage my payments

5
This helps me to manage my payments and helps me to buy other items. For example, if I am buying an item but not sure about it, I don’t have to pay the full amount in order to test and see it. Thank you Reviewed on: 3rd June 2024

Easy and convenient!

5
Easy and convenient! I have been using PayPal pay in 3 for years and really enjoyed it. Gives me freedom on the shopping that I would have to save for 3 months . Reviewed on: 3rd June 2024

I'm using PayPal almost every day.

5
I'm using PayPal almost every day. I use the Pay in 3 option and also the PayPal credit. Very good customer service and very safe to use. Reviewed on: 3rd June 2024

Used multiple times.

5
Used multiple times. Very easy to setup and pay off. Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3684 reviews
    PayPal
    View all products