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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (73867 reviews)

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4.76

Based on 73,867 reviews, last reviewed 19th Jun 2026

4851200% increase in 5 star reviews

in the past 90 days

9000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Clear rules and execution. Clear rules and execution. Fantastic Reviewed on: 19th June 2026

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (73867)

First I could use pay in 3 then after a few years it...

First I could use pay in 3 then after a few years it stopped. although my income has increased Reviewed on: 5th May 2026

Making Bigger Purchases Easy to Manage

I’ve had a really good experience using PayPal Pay in 3 so far. It makes it much easier to manage bigger purchases by splitting the cost into three smaller payments, and the fact that it’s interest-free is a big plus. It’s also really easy to use. Since I already had a PayPal account, it only took a few seconds to set up at checkout. Everything is clearly explained before you confirm, and I like that the payments are automatic so I don’t have to worry about remembering each one. I’ve also found the reminders helpful, as they let me know when a payment is coming up. It just makes the whole process feel simple and stress-free. Overall, it’s been a really convenient and reliable way to spread costs, and I’d definitely recommend it to anyone who wants a bit more flexibility when shopping. Reviewed on: 5th May 2026

PayPal is great

PayPal is great - have had many good customer experiences over the years and have been a customer since 2012. Would recommend to everyone! Really easy to use app and love the Crypto investing option. Banging. Reviewed on: 5th May 2026

Best ever service!

Best ever service! Should be more like this! Very secure and money protection! Reviewed on: 5th May 2026

I’ve used PayPal for years with no problems

I’ve used PayPal for years with no problems Reviewed on: 5th May 2026

The pay in 3 experience is extremely convenient and...

The pay in 3 experience is extremely convenient and helps to spread out payments easily. Reviewed on: 5th May 2026

I had excellent experience, had a lot of ease in pay...

I had excellent experience, had a lot of ease in paying for shopping etc was easy to use Reviewed on: 5th May 2026

PayPal Pay in 3 turns big problems into manageable ones

PayPal Pay in 3 is a very great help when you're on a tight budget (as most of us are these days), and need to make an unplanned for purchase, such as when an appliance breaks down. It is straightforward to use, does not charge interest, and turns what could have been a big problem into a manageable one. Reviewed on: 5th May 2026

Easy to use , always on hand when needed, great peac...

Easy to use , always on hand when needed, great peace of mind when making purchases through PayPal, buyer is always protected. Reviewed on: 5th May 2026

Life hack for international transfers

So easy to navigate, very good to use for international transfers, incredible that you only need your email address for transfers Reviewed on: 5th May 2026

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