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PayPal: Pay in 3 reviews

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4.93
Based on 33,213 reviews, last reviewed 14th Apr 2026
1025300% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used pay in 3 to purchase tyres for car ,couldn... Have used pay in 3 to purchase tyres for car ,couldn't really afford to pay in one go.Pay in 3 allowed me to do this with 3 easy payments Reviewed on: 14th April 2026
Karrieanne l's avatar
Karrieanne l

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (33213)

Easy to set up no hassle helps with those larger pur...

5
Easy to set up no hassle helps with those larger purchases Reviewed on: 18th May 2024
Sean R's avatar
Sean R

My experience with PayPal

5
My experience with PayPal has been Nothing but positive. It allows me to budget things effectively. Disputes are dealt with effectively refunds are done quickly excellent service Reviewed on: 18th May 2024
Henry T's avatar
Henry T

Easy and convenient

5
Great service and makes large purchase much easier and more convenient. Reviewed on: 18th May 2024
Nicola H's avatar
Nicola H

Paypal always provide clarification when needed and...

5
Paypal always provide clarification when needed and they are quick to help when fraud happens on your account. Reviewed on: 18th May 2024
Riri's avatar
Riri

Pay 3 in is an excellent way of making payments more...

5
Pay 3 in is an excellent way of making payments more flexible without paying any interest. Reviewed on: 18th May 2024
Russell N's avatar
Russell N

It’s absolutely amazing with 0% interest

5
It’s absolutely amazing with 0% interest Reviewed on: 18th May 2024
Baig's avatar
Baig

Have always had a hassle free experience

5
Have always had a hassle free experience Reviewed on: 18th May 2024
David C's avatar
David C

Top of the class PayPal.

5
Easy to use. With cost of living going up it’s the only way I can afford a much needed bigger purchase and not pay any interest. Well done PayPal. Reviewed on: 18th May 2024
Glennie's avatar
Glennie

Lifesaver and perfect for budgeting

5
Affordable way of replacing household items when you need them without having to take out expensive loans or HP plans with interest. My go to when I need something. Control over payment dates i.e. if you make the purchase on payday you know your next monthly instalments are going to come out on the same day each month so its helpful for budgeting. You can also pay your balance off early. Lifesaver for me as a single parent for spreading cost of school clothing to replacing broken down air fryer and even the last shop of the month when things are tight. Reviewed on: 18th May 2024
SG's avatar
SG

Great service

5
Very easy to use. Good security. great Service Reviewed on: 18th May 2024
T Tarbet's avatar
T Tarbet

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