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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56569 reviews)

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4.76

Based on 56,569 reviews, last reviewed 3rd Jun 2026

3223100% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Paypal review PayPal is good for international payment Reviewed on: 3rd June 2026

Latest lowest rating:

1

Terrible customer service. Terrible customer service. Buyer protection is not worth the paper it is written on and actually reduces yoyur rights (e.g. section 75 via a credit ca... Read more Reviewed on: 3rd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56569)

very helpful with splitting across months w lower in...

very helpful with splitting across months w lower income Reviewed on: 6th April 2026

Very good service and easy to use app, the options t...

Very good service and easy to use app, the options to pay are 2nd to none. Reviewed on: 6th April 2026

Great long term service and easy to use

I have been using PayPal for many years and the service just appears to continue to adapt to make it more user friendly. Reviewed on: 6th April 2026

Easy and Efficient to pay everything on line.

I pay virtually everything I buy on line with Paypal. It is so convenient and my money is protected. I use the "pay in 3" some times, which is free of interest and allows me to budget from one month to the next. It also allows me to pay it all off the 2nd month if budget allows it, so convenient for items that cannot wait until the next month to buy. It helps me to stretch my monthly budget. I have suggested it to many friends and they believe it is a great way to pay online. Reviewed on: 6th April 2026

A 10 year relationship.

I have used PayPal for more than 10 years and found them Great to have as a paying method and very trustworthy no monkey business with my money thank You. Reviewed on: 6th April 2026

Pay in 3 allowed me to purchase something that was i...

Pay in 3 allowed me to purchase something that was important to me when I could not afford it at the time and Im grateful Reviewed on: 6th April 2026

Paypal Credit and pay in 3 absolutely fantastic!

Paypal Credit and pay in 3 absolutely fantastic, best thing ive ever done. More flexibility, easy to pay, and with the electronic wallet and physical card makes things so easy! And i can pay as and when i have a few extra quid. Makes live so easy. And Paypal can now be used in all retailers compared to years ago when it was mostly for Ebay. I now use it for everything! Reviewed on: 6th April 2026

More points more to save or spend

Great feel safe when buying and paying with PayPal. Also earning points with all shopping and as points build up that gives you extra points to save and use when needed in my new purchases Reviewed on: 6th April 2026

Pay in 3 helps me manage my shopping cost more effec...

Pay in 3 helps me manage my shopping cost more effectively. Paying over 3 months helps by allowing me to make up my own mind whether to pay off or spread the costs. Reviewed on: 6th April 2026

Using PayPal Pay in 3 was proper handy.

Using PayPal Pay in 3 was proper handy. I could split the cost into three smaller payments with no interest, which made it easier to manage. It was quick to set up, everything was clear, and the payments came out automatically, so no stress. Reviewed on: 6th April 2026

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