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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56384 reviews)

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4.76

Based on 56,384 reviews, last reviewed 3rd Jun 2026

3206000% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Flexible Payment Option I've used PayPal Pay in 3 several times and have had a very positive experience. The application process was quick and straightforward, and approval w... Read more Reviewed on: 3rd June 2026

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56384)

I like using the pay in 3 with no interest, it’s alw...

I like using the pay in 3 with no interest, it’s always quick to pay and can spread the cost. I would recommend pay pal to anyone, I wish more suppliers would use it. Also great for sending more for friends and family, app is easy to use Reviewed on: 6th April 2026

Foreign exchange rates

PayPal to pay in foreign money isn’t very valued for Maney very expensive exchange rates the only problem I find Reviewed on: 6th April 2026

Just pay in 3.

Just helps you to spread the cost. Reviewed on: 6th April 2026

150% my choice every time

So so helpful, trustworthy and genuine can’t recommend anyone more helpful and reliable always use PayPal Reviewed on: 6th April 2026

Overall good experience.

Overall good experience. Never had any problems Reviewed on: 6th April 2026

Very simple to use and supported by many sellers

Very simple to use and supported by many sellers Reviewed on: 6th April 2026

Paypal is efficient, sensible and helpful.

I find PayPal to be the most efficient way of sending money. Their credit system is also most useful, sensible and accomodating.. I would recommend them. I have had no problems in dealing with them over many years. Starting with eBay and now seeing them as a good alternative to standard banking services. Reviewed on: 6th April 2026

Very professional, quick and easy

Very professional, quick and easy Reviewed on: 6th April 2026

Pay in 3 is a life saver and a game changer

I have used the pay in 3 facility for years now, it’s incredibly convenient and helps me spread the cost of all sorts of things from gifts to hotel stays, I will continue to use it as it gives me the freedom to make purchases and book adventures then pay in full over 3 months with no extra fees! Brilliant Reviewed on: 6th April 2026

I have been using PayPal for more than 10 years.

I have been using PayPal for more than 10 years. I must say it’s one of the best apps there is. The customer service is incredible and I feel like a huge customer using PayPal’s amazing service Reviewed on: 6th April 2026

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