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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32092 reviews)

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4.93

Based on 32,092 reviews, last reviewed 9th Apr 2026

920400% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Expensive essentials possible with 3 smaller payments Pay in 3 with PayPal has allowed me to buy essential expensive items without leaving myself struggling financially. It breaks the total into 3 smaller... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32092)

Pay in 3 is the best service I have ever come across.

Pay in 3 is the best service I have ever come across. It enables me to be able to pay for my goods for my business in a way that doesn’t strain my finances.. Amazing!! Reviewed on: 13th May 2024

Brilliant way to spread the cost of more expensive i...

Brilliant way to spread the cost of more expensive items Reviewed on: 13th May 2024

Couldn’t fault my experience over the years always f...

Couldn’t fault my experience over the years always feel safe & protected Reviewed on: 13th May 2024

Good customer service, always grateful for the oppor...

Good customer service, always grateful for the opportunity to pay in smaller amounts . Reviewed on: 13th May 2024

It’s so easy and massively helpful to break larger p...

It’s so easy and massively helpful to break larger payments down like this! Reviewed on: 13th May 2024

Fantastic customer support.

I was once delayed with my payment as I did not realized at that moment that I unintentionally have edited my standing order, and then I received a customer service call reminding me of my due and giving me advice on how I’d be able to prevent that delay affecting my credit score and some other things that may help me dealing with my finances if i need to. Reviewed on: 13th May 2024

3 is the magic number

Easy to set up and manage, clear instructions on rules and excellent app... Reviewed on: 13th May 2024

Great service

I’ve used paypal for many years. I’ve not had many issues but in the rare occasion that I have it has been dealt with satisfactorily and promptly. Reviewed on: 13th May 2024

Just so easy to use pay in 3.

Just so easy to use pay in 3. It does all the work for you. Also, if you return part of the order, it will work out what needs to be refunded and what doesn’t. I use it all the time. You can also pay it off in one go if you want to. Reviewed on: 13th May 2024

Excellent experience so easy to use and helps with f...

Excellent experience so easy to use and helps with financing Reviewed on: 13th May 2024

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