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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56374 reviews)

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4.76

Based on 56,374 reviews, last reviewed 3rd Jun 2026

3205100% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Works well Great for spreading the cost of purchases over a manageable period Reviewed on: 3rd June 2026

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56374)

Dispute Speed is excellent

Any time Ive had a dispute theyve always resolved quickly Reviewed on: 6th April 2026

One word.

One word. Amazing. I have been using Pay in 3 for a while now. Most recently on flights. Being able to pay in 3 with zero interest is a life saver. Especially as we are in a Cost of Living crisis. Thank you Paypal. Reviewed on: 6th April 2026

Effortless

Effortless effortlessly so easy to use, and easy to got hold of someone Reviewed on: 6th April 2026

A* service, all around

Best retail card, get percentage discount, money back guarantee when used with ebay, with promotional offers 4 month 0% on purchases, prefect finance when dealing with retails, thanks Paypal for your best service. Reviewed on: 6th April 2026

So easy and straightforward to use.

So easy and straightforward to use. Feels secure and my money is safe. Reviewed on: 6th April 2026

Highly recommend

The app is very easy to navigate. The pay in 3 is great as interest free. Most retailers use PayPal and I feel protected when using PayPal. Reviewed on: 6th April 2026

I have very good experience, recomended

I have very good experience, recomended Reviewed on: 6th April 2026

PayPal Perfection!

I have had a flawless experience, from money transfer to pay in 3. I trust the security of PayPal, that’s why I use it above other services. It is easy to use and reliable. Reviewed on: 6th April 2026

Good service good Quality

O experiență foarte bună profesionali și foarte punctuali Reviewed on: 6th April 2026

PayPal Pay in 3 is fantastic

PayPal Pay in 3 is a fantastic option for shoppers who want more flexibility in how they pay. Instead of paying for a purchase all at once, you split it into three equal, interest-free payments, usually spaced over six weeks. It’s super simple to set up—no credit checks, no hidden fees—as long as you keep up with your payments. It gives you a bit of breathing room in your budget, and you still get your purchase right away. For online shopping, it’s a real game changer! Reviewed on: 6th April 2026

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