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PayPal: Pay in 3 reviews

4.76
Based on 56,025 reviews, last reviewed 1st Jun 2026
3172400% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal over a bank I have always used PayPal where available as you have all the backing of your bank as well as PayPal backing if anything goes wrong. Reviewed on: 1st June 2026
Stephen G's avatar
Stephen G

Latest lowest rating:

1

Not letting me check out without filling in a survey Not letting me check out without filling in a survey Reviewed on: 30th May 2026
Tanja B's avatar
Tanja B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (56025)

Great way to spread the cost of larger purchases.

5
I recently used the Pay in 3 service from PayPal and found it easy to set up and a very good way to spread the cost.I will definitely use again! Reviewed on: 6th April 2026

I always make my purchases online via PayPal.

5
I always make my purchases online via PayPal. It is trustworthy and makes me feel secure. PayPal has helped me in the past resolve refund issues I’ve had with a purchase made and sorted it out very quickly and efficiently. I have used PayPal pay in 3 successfully many times too! And it’s a great feature. It gives you flexibility to pay off instalments whenever you like before deadlines and easy to see payments due to keep track of. Brilliant. Reviewed on: 6th April 2026

Simplicity and Perfection

5
I find it so easy to use it spreads my monthly wage both PayPal credit and pay in 3 it’s simply perfect for every day use id be lost without it and the protections Paypal offers is reassuring Reviewed on: 6th April 2026

Paypal payments are easy and straightforward!

5
Paypal is easy to use. The security feature is great because one has to confirm a transaction first.p Reviewed on: 6th April 2026

I have been using PayPal for years.

5
I have been using PayPal for years. I find it extremely easy to use and safe to use it as well. It’s easy to send money to people you need to pay or your friends or for a service and it’s brilliant because you can always pay in instalments, for items you buy., which I love very much as I’m a single parent.. Reviewed on: 6th April 2026

Very good at what they do would pick them over all f...

5
Very good at what they do would pick them over all forms of buying online Reviewed on: 6th April 2026

Love pay in 3 with paypal great service, have used i...

5
Love pay in 3 with paypal great service, have used it a few times now and it means i can spread the cost without interest. Reviewed on: 6th April 2026

Paypal has been a financial life line for me.

5
Paypal has been a financial life line for me. Especially, the three month interest free payment scheme. I work hard in my job every day and still struggle as other people do to maintain some financial security . In fact, if you check my account you can see how beneficial PayPal has been over the years. A big Thank you to you all. Reviewed on: 6th April 2026

Good at the beginning then used other apps

3
Good at the beginning then used other apps Reviewed on: 6th April 2026

I do most of my online payments with PayPal as I jus...

5
I do most of my online payments with PayPal as I just feel much safer that way. Pay in 3 is so helpful to balance out bigger payments. Reviewed on: 6th April 2026

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