Paid advertisement
Smart Money People Logo

PayPal: Pay in 3 reviews

4.76
Based on 56,393 reviews, last reviewed 3rd Jun 2026
3206900% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, great customer service, value for money. Reliable, great customer service, value for money. Really appreciate there services including pay in three which really helps to make ends meet especi... Read more Reviewed on: 3rd June 2026
VM's avatar
VM

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (56393)

Easy to transact with, never any issues.

5
Easy to transact with, never any issues. Reviewed on: 6th April 2026

Very easy app love the paying in 3 seems very good s...

5
Very easy app love the paying in 3 seems very good security.Excellent communication Reviewed on: 6th April 2026

Most reliable, secure and trustworthy mode of payment

5
Most reliable, secure and trustworthy mode of payment Reviewed on: 6th April 2026

The only Pal you need when buying

5
Straightorward that famous Paypal security if something goes wrong. Easy to access. Everything in black and whitwe. Great value. Reviewed on: 6th April 2026

I have used Paypal for many years now.

4
I have used Paypal for many years now & I've always found their services to be very good, I have very often used Pay in 3 & found it a very good way to pay for items, especially as it's interest free. Many thanks! Reviewed on: 6th April 2026

Paypal; a financial breathe of fresh air.

5
Always swift efficient and transparent. Always easy to use and simple to understand. Paypal has been a breathe of fresh air for my finances Reviewed on: 6th April 2026

Amazing service!

5
I would only recommend PayPal to everyone now! I cancelled my credit cards from other companies and stuck to just using PayPal! They’ve upped there game massively and we can now earn bonus points. All of my transactions are quick and easy. Reviewed on: 6th April 2026

Very happy with the service provided and I use pay i...

5
Very happy with the service provided and I use pay in 3 regular Reviewed on: 6th April 2026

Reliable and User Friendly

5
PayPal is a convenient and widely accepted platform for fast, secure payments and transfers. The interface is easy to use, and transactions are usually instant, making it ideal for online shopping and sending money internationally. Buyer protection adds valuable peace of mind. While some fees—especially for currency conversion—can be on the higher side, customer service is generally helpful and responsive when issues arise. Overall, PayPal is a reliable and user-friendly choice for everyday digital payments. Reviewed on: 6th April 2026

Pay in 3 is an easy interest free and secure way to...

5
Pay in 3 is an easy interest free and secure way to buy things that are a little more expensive than normal and pay in 3 allows me to spread the cost so I can afford those little luxuries. I have used pay in 3 in over 20 purchases, and I will continue to use it in the future because it is so convenient and easy, plus its backed up by PayPal protection, which is second to none in my book. Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.74 from 119042 reviews
    PayPal
  • Payments

    from PayPal 4.73 from 3727 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 85 reviews
    PayPal
    View all products