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PayPal: Pay in 3 reviews

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4.93
Based on 32,878 reviews, last reviewed 11th Apr 2026
994100% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I use this service a lot when I can’t afford it in o... I use this service a lot when I can’t afford it in one go- works a dream! Reviewed on: 11th April 2026
Rachel F's avatar
Rachel F

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (32878)

So easy to use, why wouldn’t you?

5
So easy to use, why wouldn’t you? Reviewed on: 11th May 2024
Paul 's avatar
Paul

eCheques

4
Sometimes when eCheques take time to clear it can be inconvenient Reviewed on: 11th May 2024
Max's avatar
Max

Only use it if you can definitely afford it

3
I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024
Stephen's avatar
Stephen

It’s good to have that service available

5
It’s good to have that service available Reviewed on: 11th May 2024
Arfan's avatar
Arfan

PayPal and smart spending

5
PayPal have become a major part of my daily financial management as it provides good quality service. Reviewed on: 11th May 2024
Damian's avatar
Damian

Staff ok English very bad for telephone staff hard t...

5
Staff ok English very bad for telephone staff hard to understand Reviewed on: 11th May 2024
Marcelo 's avatar
Marcelo

I've been using Pay in 3 for years!

5
I've been using Pay in 3 for years, there's a safe element knowing if something goes missing or I change my mind if its a gift I can rely knowing there's someone there to investigate or return an item without spending such a huge amount. Reviewed on: 11th May 2024
Stella M's avatar
Stella M

It's helped me

5
It's helped me purchase things I need while balancing my finances Reviewed on: 11th May 2024
Crissy Weller 's avatar
Crissy Weller

So easy to use and allow budgeting for slightly larg...

5
So easy to use and allow budgeting for slightly larger purchases… Reviewed on: 11th May 2024
John h's avatar
John h

Overall excellent job an opportunity to meet the fin...

5
Overall excellent job an opportunity to meet the financial needs at your finger tips Reviewed on: 11th May 2024
Nadir A's avatar
Nadir A

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