Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 71,310 reviews, last reviewed 15th Jun 2026
4607700% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in three is marvellous. Pay in three is marvellous. I make sure I pay on time but I can purchase through PayPal without any worries. A fabulous service. So grateful I do t bu... Read more Reviewed on: 15th June 2026
Christina n's avatar
Christina n

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (71310)

Really pleased with the offers and cashback and how...

5
Really pleased with the offers and cashback and how easy to use the app and would definitely reccomend and keep using for my daily purchases and sending money abroad Reviewed on: 24th April 2026

Smooth Process

5
Always a smooth process, I would definitely recommend pay in 3. Reviewed on: 24th April 2026

Had good service & help when I needed a refund...

5
Had good service & help when I needed a refund Reviewed on: 24th April 2026

Happy user

4
The security is high, It is good supporting app Reviewed on: 24th April 2026

Received refund immediately

5
Got a refund immediately after a swift investigation as the seller didn’t provide me with the promised service Reviewed on: 24th April 2026

Seamless service

5
Seamless service during purchase payments. Installments plan was executed automatically. Reviewed on: 24th April 2026

I love both my debit card and pay in 3 option.

5
I love both my debit card and pay in 3 option. I just wish that there was a way of adding pay in 3 option to my apple wallet or something like that. Reviewed on: 24th April 2026

Because of PayPal I can do it!

5
Because of PayPal and pay in 3 I've been able to purchase well needed things without breaking the bank such a great service! Also used for the first time being sent money from America was the easiest way I've ever seen Reviewed on: 24th April 2026

Really helpful to manage spending

5
Really helpful to manage spending Reviewed on: 24th April 2026

Often use pay in 3, comes in really handy.

5
Often use pay in 3, comes in really handy. Like the new points system Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 140095 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3750 reviews
    PayPal
  • Credit card

    from PayPal 4.71 from 97 reviews
    PayPal
    View all products