Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22350 reviews)

View other PayPal products

4.93

Based on 22,350 reviews, last reviewed 25th Aug 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (22350)

Very simple and pleasant experience from start to fi...

Very simple and pleasant experience from start to finish. Reviewed on: 28th June 2025

Ease of Use

I've always found PayPal easy to use and an excellent way of buying things.'It's simple and straightforward. Reviewed on: 28th June 2025

Paypal Pay in 3.

The Paypal Pay in 3 always helps me when needing a specific item that's just out of reach of my weekly budget and means i can purchase when i need it Excellent. Reviewed on: 28th June 2025

Helpful and easy to use

Helps me budget my finances and protect my bank accounts Reviewed on: 28th June 2025

Easy for transactions and overall satisfying

Easy for transactions and overall satisfying Reviewed on: 28th June 2025

Usually no charge for using PayPal.

No charge for using PayPal. Have had no issues with using PayPal or pay in 3. Useful to spread larger costs over 3 months at 0% interest. Also I think once a supplier couldn't provide the goods and we'd only paid a third of the cost, so that was all they had to refund. Feels like there's less risk if you're not sure of the purchase. Reviewed on: 28th June 2025

Helped me a lot being able to pay for things in 3 pa...

Helped me a lot being able to pay for things in 3 payments.fantastic idea Reviewed on: 28th June 2025

Easy, transparent and simple

I have used pay in 3 to buy flight tickets and items that I wouldn’t be able to pay in one go. It facilitated me. Easy to use and affordable. No extra pay just the exactly amount divided in 3 payments. I love it Reviewed on: 28th June 2025

Invaluable when making a large purchase when spreadi...

Invaluable when making a large purchase when spreading the costs, helps when buying Christmas presents. Reviewed on: 28th June 2025

I use PayPal as a fantastic asset for my personal li...

I use PayPal as a fantastic asset for my personal life and business. The credit options are convenient, easy and reliable. PayPal as a credit provider is definitely number 1 in my view. Customer service is as good if not better than others. It works for me! Reviewed on: 28th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.78 from 663 reviews
Retail finance
from Buyline 4.92 from 12 reviews
Buy now pay later
from Clearpay 3.15 from 52 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.91 from 50806 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub