Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 51,900 reviews, last reviewed 18th May 2026
2785600% increase in 5 star reviews
in the past 90 days
5400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has always been very straightforward to use. PayPal has always been very straightforward to use. I always feel my money is safe when I use it. Reviewed on: 18th May 2026
Alison S's avatar
Alison S

Latest lowest rating:

1

Easy short term borrowing I've never had any troubles it means in these days of monthly pay you caN if necessary get things you may need and pay it or part of it when u get pai... Read more Reviewed on: 17th May 2026
Tallperson's avatar
Tallperson

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (51900)

Very happy, very good service.

5
Very happy, very good service. If i have had any issues they have been resolved promptly. Reviewed on: 17th May 2026

Safe and secure way of handling of purchases

5
Safe and secure way of handling of purchases Reviewed on: 17th May 2026

Great for shopping online and buyer protection

5
No interest fee if paid on time easy to use and PayPal buyer protection protections is applies Reviewed on: 17th May 2026

Fast, great experience with PayPal

5
Fast, great experience with pay in 3, easier way to organise your spendings Reviewed on: 17th May 2026

brilliant for when you need expensive essentials

5
PayPal pay in 3 is brilliant for when you need expensive essentials like contact lenses but also when sales are on and you can buy lots for the kids at a decent price without killing your monthly budget! Reviewed on: 17th May 2026

Why would you not use pay in 3?

5
I have used pay in 3 now on multiple occasions it is a great way to easily spread the costs and have all the admin taken care of for you, There is no need to setup direct debits or standing orders, its all taken care of and very easy to view the status in a clean and uncomplicated GUI. Reviewed on: 17th May 2026

useful product easy to use

5
Used it to get points on my PayPal plus also to spread the cost when I needed a new washer Reviewed on: 17th May 2026

Easy to use, can use in a huge variety of...

5
Easy to use, can use in a huge variety of places Reviewed on: 17th May 2026

Always great when it comes to paying for something y...

5
Always great when it comes to paying for something you bought quick and easy way to pay Reviewed on: 17th May 2026

Great experience,great customer service ,

5
Great experience,great customer service , Reviewed on: 17th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3719 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 83 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 109713 reviews
    PayPal
    View all products