Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79570 reviews)

View other PayPal products

4.76

Based on 79,366 reviews, last reviewed 3rd Jul 2026

5373000% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My time I’ve had is very good My time I’ve had is very good and would recommend to everyone Reviewed on: 3rd July 2026

Latest lowest rating:

1

i was able to use it and now it doesnt even show up... i was able to use it and now it doesnt even show up for any merchants Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (79570)

Very good site, use pay in 3 a lot when it works!

Very good site, use pay in 3 a lot and its absolutely lifesaving (when it works!). By far the best feature as im a student and often rely on cumalative income rather than occasional large sums. Its easy, informs you whenever payment is required/taken and allows you to manage things easier over time rather than forcing you to pay in one big sum Reviewed on: 3rd July 2026

99% no problem but odd time you take payment you hav...

99% no problem but odd time you take payment you have tried to take from 2 accounts Reviewed on: 3rd July 2026

User friendly

Paypal is very user friendly, never had any issues. Direct debit set up to my credit card no issues. Reviewed on: 3rd July 2026

Great experience

It’s really easy and simple to use! Reviewed on: 3rd July 2026

PayPal pay in 3 has really helped me especially when...

PayPal pay in 3 has really helped me especially when it comes to paying for flights. Me and my husband are currently long distance and flights can be very expensive, having the option to use pay in 3 has helped us so much. Reviewed on: 3rd July 2026

Being safe on line

It allows flexibility of cash and always feel safe when using PayPal Reviewed on: 3rd July 2026

Helps to pay for expensive items split into 3 paymen...

Helps to pay for expensive items split into 3 payments which helps me as a single mum Reviewed on: 3rd July 2026

Pay in 3, Why Not?

Tried Pay in 3 as I needed to purchase something the day before pay day and only enough in my account to pay half. Nop interest charged so why not. Reviewed on: 3rd July 2026

I recently dnot receive items ordered and because...

I recently did not receive items ordered and because I used pay in 3 I could not cancel payment or get first payment returned… I paid all 3 with no items delivered… the company had gone bust and I could not get in contact with them Reviewed on: 3rd July 2026

PayPal pay in 3

The pay in 3 was great, it was easy to track and understand when the payments were due. Also being 0% interest is ideal. I would highly recommend Reviewed on: 3rd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Argos card
from Argos 4.31 from 64 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 148502 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub