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PayPal: Pay in 3 reviews

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4.93
Based on 33,231 reviews, last reviewed 14th Apr 2026
1027100% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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Latest highest rating:

5

Love paypal used it problem free for years personall... Love paypal used it problem free for years personally snd for my business Reviewed on: 14th April 2026
Rachel H's avatar
Rachel H

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (33231)

Very helpful in times of need, especially during thi...

5
Very helpful in times of need, especially during this crisis as everything is becoming expensive. Highly recommend to anyone when you need to purchase something willingly or unexpectedly. Straightforward process and nothing too complicated. I always use Pay in 3 instead of credit card if the website has that option. Reviewed on: 10th May 2024
David's avatar
David

So easy to use!

5
So easy to use! I love being able to pay with one password instead of entering all my details. Also the pay in 3 feature has been really handy for unexpected purchases Reviewed on: 10th May 2024
Danielle F's avatar
Danielle F

Great experience.

5
Great experience. Easy to use and quick setup. Reviewed on: 10th May 2024
Mario's avatar
Mario

Really like the Pay in 3 option, so easy

5
Really like the Pay in 3 option, so easy Reviewed on: 10th May 2024
Ana 's avatar
Ana

Easy to use and brilliant helping when need to split...

5
Easy to use and brilliant helping when need to split a payment Reviewed on: 10th May 2024
Lesley c's avatar
Lesley c

Never had any issues.

5
Never had any issues. Service is always perfect Reviewed on: 10th May 2024
Animall's avatar
Animall

It was really easy to set up and pay

5
It was really easy to set up and pay Reviewed on: 10th May 2024
Vicky Wilson's avatar
Vicky Wilson

This has helped me build my credit score and help sp...

5
This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024
Kirsty L's avatar
Kirsty L

It’s great to pay in 3 rather than in one lump - wo...

5
It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024
Rebecca Moore's avatar
Rebecca Moore

Pay in 3 to manage my budget

5
I've used Pay in 3 a few times. It's super easy to view my plan and see when my payments will come out but it allows me to break up the cost of a bigger purchase into something manageable within my monthly budget. Haven't need customer service as found it really clear and easy to use. Recommend Reviewed on: 3rd May 2024
Rose's avatar
Rose

Review PayPal: Pay in 3 now

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