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PayPal: Pay in 3 reviews

4.76
Based on 74,532 reviews, last reviewed 21st Jun 2026
4913400% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online services. I use PayPal for most of my online services. In instances where there has been an issue PayPal have resolved it quickly. I like the pay in 3 option wh... Read more Reviewed on: 21st June 2026
Jodie S 's avatar
Jodie S

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74532)

Pay in 3 advance payment: when you want to do an adv...

4
Pay in 3 advance payment: when you want to do an advance payment of your Pay in 3 plans, sometimes these do not update instantly and it can be a bit confusing to keep track of which payments have been completed and which are not. Other than that, the feature is straightforward to use. Reviewed on: 30th April 2026

My go to platform online

5
Reliable, my go to platform for online transactions. Quick resolution in case something goes wrong - highly recommend Reviewed on: 30th April 2026

Good service good app easy to use

4
Good service good app easy to use Reviewed on: 30th April 2026

Always quick and easy to use app also insightful way...

5
Always quick and easy to use app also insightful ways to pay Reviewed on: 30th April 2026

Grateful customer

5
Have always love having the access to spread my payments and PayPal pay in 3 gives me that so I am super grateful. Reviewed on: 30th April 2026

PayPal is great!

5
PayPal is great! When buying online, it’s an easy option to use over using your own banking details. Not to mention, their pay later scheme and their PayPal credit is really handy and easy to use! I wanted a big purchase about a year and a half ago, used PayPal credit to pay it off and it was so easy and quick to set up. It’s now all paid off - quicker than other options I was given. Customer service at PayPal is also top-notch. Super friendly and ready to help instantaneously. Never had an issue - would 100% recommend PayPal to anyone. Reviewed on: 30th April 2026

Long time user.

5
Long time user. Trusted service provider. Reviewed on: 30th April 2026

I’ve been using PayPal for over 10 years without any...

5
I’ve been using PayPal for over 10 years without any problems and will continue to use them. Reviewed on: 30th April 2026

Very good when looking at using 3 months pay instead...

5
Very good when looking at using 3 months pay instead of Klarna Reviewed on: 30th April 2026

Easy, Simple, Straightforward

5
Easy, Simple Straightforward Service good alternative compared to comparisons. Reviewed on: 30th April 2026

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