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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (37480 reviews)

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4.93

Based on 37,479 reviews, last reviewed 22nd Apr 2026

1426100% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Pay in 3 has been very helpful to me! Pay in 3 has been very helpful to me in being able to purchase slightly larger items that I would normally get caught up in high interest situations w... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37480)

top marks

Iv used PayPal over a couple of years never had any problems excellent service many thanks. Always a great service from customer services brilliant support. Reviewed on: 22nd May 2024

Excellent customer service

Excellent I love PayPal It always handing when we need most Reviewed on: 22nd May 2024

I find it quick and easy.

I find it quick and easy. I also like the fact I feel safer from being fraudulently exposed. As all checks are done when using the App. Reviewed on: 22nd May 2024

Always able to get through though sometimes a long wait

Always able to get through though sometimes a long wait Reviewed on: 22nd May 2024

Pay in 3 is great!

Pay in 3 is great, much better than other buy now pay later options on the market. Reviewed on: 22nd May 2024

Freedom 66

Gives me more options to buy stretching payments over 3 months Reviewed on: 22nd May 2024

Safe and quick to use online

I use Paypal for online purchases mainly. I think itsa safe option and is quick and easy to use Reviewed on: 22nd May 2024

Briliant service

I've been using PayPal and PayPal credit for more than 10 years and I'm very happy with the service provided. Reviewed on: 22nd May 2024

I like splitting my payments online

I like splitting my payments online Reviewed on: 22nd May 2024

So useful!

I use Pay in 3 all the time and never had any issue with it. Easy to use, useful reminders before every monthly payment… It happened a couple of times that the card linked to an upcoming payment had insufficient funds and I realised too late, but as soon as I transferred money to the correct account it was easy to make the missed payment. I wouldn’t change a thing, I love it and think it’s great! Reviewed on: 22nd May 2024

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