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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76726 reviews)

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4.76

Based on 76,394 reviews, last reviewed 26th Jun 2026

5091300% increase in 5 star reviews

in the past 90 days

9400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

It was really good and helpful, it helped me put It was really good and helpful, it helped me put Reviewed on: 26th June 2026

Latest lowest rating:

1

The whole experience has been terrible! The whole experience has been terrible! I returned an item as advised by paypal because it was not as described but paypal continued take the pay in ... Read more Reviewed on: 26th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (76729)

Good experience

Pleasant with my experience with PayPal so far. Reviewed on: 4th May 2026

Seamless, Secure, and Surprisingly Human

If I could give more than ten stars, I would. PayPal makes sending and receiving money simple, fast, and stress-free, even across countries. The platform is easy to use, and every transaction feels clear and secure. What really stands out is the protection. I was scammed a few times, but PayPal refunded the full amount the same day, which honestly built a lot of trust for me. That level of support is rare. Overall, it’s not just a payment service—it’s something you can rely on when things go wrong. Highly recommended. Reviewed on: 4th May 2026

Excellent way to spread your payments

Excellent way to spread your payments Reviewed on: 4th May 2026

No more choosing one item over another

It's so refreshing to have this option available. It takes so much pressure off especially around Christmas when purchasing more than one expensive item it means I don't have to pick between getting one item over the other I can confidently buy everything I want to and know I can afford it by breaking the payment down into manageable amounts Reviewed on: 4th May 2026

Easy to use, take seconds to get a decision

Easy to use, take seconds to get a decision Reviewed on: 4th May 2026

It’s helpful to pay your bills with 3 months

It’s helpful to pay your bills with 3 months Reviewed on: 4th May 2026

Pay in 3

The Pay in 3 feature has been great since its implementation. I have used it for larger expenses that I wouldn’t have been able to purchase straight away if not for Pay in 3. There are no interest fees which is a huge benefit and it has been really seamlessly integrated within the payment options so it can be selected easily. Reviewed on: 4th May 2026

Easy and manageable making purchases easy

Easy and manageable making purchases easy Reviewed on: 4th May 2026

reliable and simple

reliable fast and simple! I really like pay in 3, it could better to have options like in 6 and 9. Reviewed on: 4th May 2026

Pay pal is just so easy no fuss no bother...

Pay pal is just so easy no fuss no bother Reviewed on: 4th May 2026

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