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PayPal: Pay in 3 reviews

4.93
Based on 37,532 reviews, last reviewed 22nd Apr 2026
1431200% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Convenient but needs improvement in refunds I’ve been using PayPal Pay in 3 and overall it’s a convenient way to split payments without immediate financial pressure. The setup is simple and paym... Read more Reviewed on: 22nd April 2026
Muhammad Sohaib Ijaz's avatar
Muhammad Sohaib Ijaz

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37532)

I have great experience with PayPal

5
I have great experience with PayPal Reviewed on: 23rd May 2024

Very helpful staff members

5
Had a paying issue spoke with PayPal and very helpful member of staff . Never had any problems even when my old account got hacked was able to sort it out very quickly and after a few weeks started a new account. Reviewed on: 23rd May 2024

PayPal's Pay in 3 feature helps enable me to afford...

5
PayPal's Pay in 3 feature helps enable me to afford things i need by stretching the cost over 3 months with no interest Reviewed on: 23rd May 2024

Perfect and secure ways of payment

5
Excellent way of making payments, it protect both parties . Using it for than a decade, no regrets Reviewed on: 23rd May 2024

PayPal great experience

5
Great experience with PayPal and always help me with any financial problems I occur on the app Reviewed on: 23rd May 2024

PayPal has been so helpful, the customer service tea...

5
PayPal has been so helpful, the customer service team are there to help with any queries. Reviewed on: 23rd May 2024

Very nice and very good and easy to use

5
Very nice and very good and easy to use Reviewed on: 23rd May 2024

Pay in 3 is a great help!

5
Pay in 3 has been a great help in spreading the cost of more expensive items. Their customer service has been second to none anytime I have had to speak with them on the phone or via online chat. Reviewed on: 23rd May 2024

The PayPal service.

5
It was a shame when PayPal began charging a conversion rate. Other than that no complaints. Very good service 5*. You can even pay in three over three months. Reviewed on: 23rd May 2024

Paypal reliability

5
Been with paypal for over 5yrs best alternative payment method I've use other than a credit card great purchase protection with the added bonus of spreading payments without interest Reviewed on: 23rd May 2024

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