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PayPal: Pay in 3 reviews

4.93
Based on 37,587 reviews, last reviewed 22nd Apr 2026
1436300% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem. Never had a problem. Love the chance of interest free lending. W like the fact they send reminders when payment due in advance feels safe and secure t... Read more Reviewed on: 22nd April 2026
Kay E's avatar
Kay E

Latest lowest rating:

1

Uber took money out of my account twice! Uber took money out of my account twice!! Supposed to be protected by PayPal!! I sent evidence that the money shouldn't have been taken yet PayPal wou... Read more Reviewed on: 22nd April 2026
Natalie 's avatar
Natalie

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37587)

I have used PayPal for years now and in this time I...

1
I have used PayPal for years now and in this time I only ever once had a problem Reviewed on: 23rd May 2024

PayPal pay in 3 is a fantastically easy!

5
PayPal pay in 3 is a fantastically easy way to spread the cost of large costing items. It’s easy to manage via the app and over pay if you need too. Reviewed on: 23rd May 2024

best option

5
I will always try to pay for more expensive items with PayPal pay in 3 if the option is available because I find it is the best option, the payments are mote spread out compared to others Reviewed on: 23rd May 2024

Very efficient and convenient to pay in 3

5
Very efficient and convenient to pay in 3 Reviewed on: 23rd May 2024

Versatile payments .

5
It’s easy to use and manage . Versatile for shopping Reviewed on: 23rd May 2024

Easy to use when offered, and straightforward.

5
Easy to use when offered, and straightforward. Reviewed on: 23rd May 2024

Always works flawlessly and is good value

5
Always works flawlessly and is good value Reviewed on: 23rd May 2024

Enjoy using paypal

5
I have used PayPal for a while, very regularly and have never encountered any issues. I enjoy using the pay in 3 function, as it is easy and straightforward. There’s a variety of shops available under the pay in 3, making spending money less stressful. Reviewed on: 23rd May 2024

PayPal: Pay in 3 is a wonderful service.

5
PayPal: Pay in 3 is a wonderful service. Sometimes you don't want to pay a big bill in one go. Having the option to split it in 3, with no credit commitments, no fees, and no interest, is just amazing. Super easy to use, without leaving you in a credit trap. Reviewed on: 23rd May 2024

Love using PayPal for online purchases.

5
Love using PayPal for online purchases. Never any problems Reviewed on: 23rd May 2024

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Help others make smarter decisions by sharing your own experience. Write a review