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PayPal: Pay in 3 reviews

4.93
Based on 37,088 reviews, last reviewed 22nd Apr 2026
1389100% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing bad to say Never had a problem that required customer support, pay in 3 has got me through a few times where money was tight. I really don't have a bad word to s... Read more Reviewed on: 22nd April 2026
Adam w's avatar
Adam w

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (37088)

Love the pay in 3 payment method as its so easy to s...

5
Love the pay in 3 payment method as its so easy to spread the cost when buying multiple items/ products. Very satisfied with this option & I use it all the time ! Reviewed on: 21st May 2024

Easy to use and track payments.

5
Easy to use and track payments. Always good to get payments reminders Reviewed on: 21st May 2024

Swift decision and setup, it couldn’t be easier

5
Swift decision and setup, it couldn’t be easier or more convenient. The one thing to bear in mind is that using Pay in 3 may possibly affect your credit rating with some companies. I’ve never experienced any problems with Pay in 3, which is why I gave it top marks. Reviewed on: 21st May 2024

it is easy way of paying.

5
it is easy way of paying...it gives us opporunities to pay for more expensive purchases Reviewed on: 21st May 2024

Excellent company to deal with

5
Excellent company to deal with easy to use app Reviewed on: 21st May 2024

Absolutely brilliant I can explore my options with s...

5
Absolutely brilliant I can explore my options with such great confidence and experience the quality of using PayPal UK Reviewed on: 21st May 2024

Quick and easy service.

5
Quick and easy service. Helps with larger purchases and spreading payments across 3 months ... fantastic service Reviewed on: 21st May 2024

Purchases completed with ease never have to remember...

5
Purchases completed with ease never have to remember to pay . Reviewed on: 21st May 2024

Never had a problem, even when I've missed a payment...

5
Never had a problem, even when I've missed a payment due to money going out few days before payday. Reviewed on: 21st May 2024

Best on The Market

5
Seamless process, T&Cs easy to understand Reviewed on: 21st May 2024

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