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PayPal: Pay in 3 reviews

4.93
Based on 36,919 reviews, last reviewed 21st Apr 2026
1373500% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

PayPal Just Do It In all the years I’ve used PayPal never had an issue that couldn’t be resolved. Great customer service and the reassurance that transactions are safe ... Read more Reviewed on: 21st April 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (36919)

I like pay in 3

5
I like pay in 3, I want to be able to pay in store via PayPal and make the most of the pay in 3 feature. Please introduce this. Reviewed on: 20th May 2024

No pressure No stress No interest added.

5
Being able to pay in 3 Instalments takes the pressure off finding the money all at once especially if you find a good holiday at a cheap price but can not afford to pay all st once. The option to spread the payments monthly has made everything stress free for me. No interest on any payments is exactly what people need especially with the cost of living crisis. Reviewed on: 20th May 2024

I feel all my transactions are safe and when needed...

5
I feel all my transactions are safe and when needed they are there to help Reviewed on: 20th May 2024

As a frequent online shopper, I've found PayPal's "P...

5
As a frequent online shopper, I've found PayPal's "Pay in 3" feature incredibly helpful. It allows me to break down my purchases into three manageable, interest-free payments, making it easier to budget without worrying about immediate full payment. The process is straightforward and integrates seamlessly with my existing PayPal account, ensuring security and ease of use. It's particularly useful for larger purchases that would otherwise strain my monthly budget. Overall, "Pay in 3" has enhanced my shopping experience by providing financial flexibility and peace of mind. Reviewed on: 20th May 2024

PayPal review

5
Have used PayPal credit and PayPal pay in 3 many times before and this has helped me to manage my finances better, and spread the cost which has been a lifesaver! Reviewed on: 20th May 2024

Pay in 3 is the best gift for me and my family

5
Pay in 3 has always helped with gifts for family & friends which i feel is going to be appreciated massively but can be split across 3 payments to put me in a better position for the current month due to costs of gifts. Reviewed on: 20th May 2024

I have been using PayPal for many years now and uts...

5
I have been using PayPal for many years now and uts very convenient and easy to use. Sending money to family and friends is very helpful and quicker than bank transfer. Making payments in 3 is a great way to worry less about spending money on things you love and want. Reviewed on: 20th May 2024

Highly recommended

5
Was easy to use and was understanding to my late payment. Would recommend Reviewed on: 20th May 2024

Very helpful and easy to use,I recommend for everyone

5
Very helpful and easy to use,I recommend for everyone Reviewed on: 20th May 2024

Simple, quick and easy!

5
I love using PayPal for most of my transactions and for all of my credits/loans. So easy and simple to use and pay back and you know you are covered if something was to go wrong. Reviewed on: 20th May 2024

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