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PayPal: Pay in 3 reviews

4.93
Based on 36,794 reviews, last reviewed 21st Apr 2026
1361500% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Easy to use and widely accepted. Easy to use and widely accepted. Makes buying bigger purchases easier to manage Reviewed on: 21st April 2026
Gemma 's avatar
Gemma

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (36794)

Perfect pay pal pay in 3

5
I find the pay in 3 option very useful, interest free and takes the pressure off ordering something I need prior to pay day Reviewed on: 20th May 2024

So easy to pay in instalments and withdraw money

5
So easy to pay in instalments and withdraw money Reviewed on: 20th May 2024

Fab service!

5
Fab service!! Couldn't live without it Reviewed on: 20th May 2024

Easy to use and most preferred payment plan

5
Easy to use and most preferred payment method. Spreads out the cost without worrying about safety of the transaction. I would recommend this over credit cards and other payment plans. Reviewed on: 20th May 2024

Great to use and secure payments

5
Great to use and secure payments Reviewed on: 20th May 2024

Allowed me to buy a sentimental gift, guilt free!

5
Pay in 3 allowed me to buy a lovely watch for my partner’s birthday that he wanted for years. I could split the payments and interest free so the purchase was not breaking the bank and was guilt free! Reviewed on: 20th May 2024

The most easiest and convenient way of paying

5
The most easiest and convenient way of paying for anything especially when you don't have your payment details to always hand. Also I love the fact that you can spread your cost over 3 payments interest free. Reviewed on: 20th May 2024

Happy moment

5
PayPal pay in 3 is very very helpful above all is interest free. Reviewed on: 20th May 2024

Pay in 3 is an incredibly useful service and Paypal...

5
Pay in 3 is an incredibly useful service and Paypal in general is so convenient and easy to use and I love that it is so secure. Reviewed on: 20th May 2024

Just each time I have used their pay later, it has b...

5
Just each time I have used their pay later, it has been pretty seamless and trustworthy Reviewed on: 20th May 2024

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