Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77158 reviews)

View other PayPal products

4.76

Based on 77,105 reviews, last reviewed 28th Jun 2026

5159100% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (77158)

Never had any issues.

Never had any issues. Very secure and reassuring for me Reviewed on: 5th May 2026

I always receive 1st class service from PayPal

I always receive 1st class service from PayPal, customer service is excellent and its so simple to use. I am loving the PayPal+ too Reviewed on: 5th May 2026

I have used it a few times and very happy

I have used it a few times and very happy. It allows me to spread the cost with now downside. Even if I can afford the amount I will sometimes still use pay in 3 as it is simple to use. Reviewed on: 5th May 2026

Couldn’t recommend more.

Couldn’t recommend more. I often use PayPal to make my purchases whether that be split 3 or just to keep my transactions secure. Have been a customer for many many years and will continue to use them going forward. Reviewed on: 5th May 2026

I love using PayPal!

I love using PayPal, mainly for pay in 3 but also the reward system is fab Reviewed on: 5th May 2026

Amazing and easy to use.

Amazing and easy to use. I can track spending and helps with cash flow. I’m able to split up big purchases such as tickets and other amenities. Reviewed on: 5th May 2026

Good Experience.

Good Experience. Very easy to manage it Reviewed on: 5th May 2026

Payment peace of mind

Always happy using PayPal, gives me peace of mind which is extremely important. When I have needed to contact yourselves you have always been very polite and helpful. Reviewed on: 5th May 2026

Great service and very useful.

Great service and very useful. Paying in three gave me the opportunity to buy more items than before. Reviewed on: 5th May 2026

Paypal wow

Great easy way to spread costs. My credit rating has improved accordingly Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 145672 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub