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PayPal: Pay in 3 reviews

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4.93
Based on 36,607 reviews, last reviewed 21st Apr 2026
1343900% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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Latest highest rating:

5

Overall, my experience was positive. Overall, my experience was positive. I found PayPal easy to use, convenient, and reassuring when dealing with a payment issue. I appreciate having buy... Read more Reviewed on: 21st April 2026
Anonymous's avatar
Anonymous

Latest lowest rating:

2

Sometimes people pay later or pay free doesn’t work Sometimes people pay later or pay free doesn’t work Reviewed on: 21st April 2026
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Ni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (36607)

Fast smooth and works extremely well

5
Fast smooth and works extremely well Reviewed on: 19th May 2024
Ben H's avatar
Ben H

Be sensible and use to your advantage

5
I've been with PayPal for many years with no problems whatsoever. Pay in 3 is convenient and easy. As it's 0% interest, if managed well by the consumer, pay in 3 can save you money or make things that are otherwise unaffordable within reach. Reviewed on: 19th May 2024
Mart g's avatar
Mart g

Very good and convenient being a single parent.

5
Very good and convenient being a single parent. Especially when it’s birthdays or Xmas. Reviewed on: 19th May 2024
Lisa Lock's avatar
Lisa Lock

Helpful pay in three, gives me the opportunity to ha...

5
Helpful pay in three, gives me the opportunity to have items I couldn’t afford any other way without the interest accruing on a credit card so thank you so much PayPal. Reviewed on: 19th May 2024
Susan H's avatar
Susan H

Convenient

5
Using PayPal is easy and makes life a little less complicated. Reviewed on: 19th May 2024
Amy J's avatar
Amy J

Pay in 3 is very much needed

5
I am a pensioner and wouldn’t be able to buy expensive things! I need the pay in 3 it helps me enormously Reviewed on: 19th May 2024
Elaine D's avatar
Elaine D

Makes life easier

5
This payment method makes buying a big item so much easier. I have purchased much needed larger value items with no worries given that I can pay in 3 instalments. Reviewed on: 19th May 2024
Jill W's avatar
Jill W

Excellent pay in 3 service

5
I always use this pay in 3 service really convenient to spread the cost of my purchases Reviewed on: 19th May 2024
PHILLIP O's avatar
PHILLIP O

Once didn't received remainder about upcoming paymen...

4
Once didn't received remainder about upcoming payment and my credit score dropped Reviewed on: 19th May 2024
Maciej Pierzchniak's avatar
Maciej Pierzchniak

Flexible and great value

5
I’ve used PayPal for such a long time and always found it super easy. Their guarantees give me a lot of confidence to shop online and I use pay in 3 a lot. I love that you don’t get charged interest and it’s easy to see what you owe. Reviewed on: 19th May 2024
Lily S's avatar
Lily S

Review PayPal: Pay in 3 now

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