Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 34,840 reviews, last reviewed 18th Apr 2026
1178600% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the ease of pay in 3 Used the pay in 3 feature recently to pay for some flights with Ryan air and it so easy set up. It allowed me to book early and save money rather than... Read more Reviewed on: 18th April 2026
Ian R's avatar
Ian R

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (34840)

Very quick at returning money

5
Very quick at returning money from refunds Reviewed on: 13th May 2024
Claire S's avatar
Claire S

Have been using PayPal for a few years now and find...

5
Have been using PayPal for a few years now and find this company very fair with excellent service Reviewed on: 13th May 2024
Marilyn C's avatar
Marilyn C

My go-to payment method.

5
I use Paypal for most of my payments as it provides me with multiple options and flexibility, alongside additional security. The pay in 3 feature is particularly great for larger purchases as it’s interest free. It would be great to be able to increase the payment plan to a few more instalments for larger purchases. Reviewed on: 13th May 2024
Chel S's avatar
Chel S

Using paypal

5
Everything simple and easy to follow and you always check on security .an easy experience Reviewed on: 13th May 2024
Andy's avatar
Andy

So far, So Good.

5
My first time of using Pay in 3. I am satisfied with the service. Reviewed on: 13th May 2024
Toyin A's avatar
Toyin A

Paypal pay 3 has helped me so much

5
Paypal pay 3 has helped me so much Reviewed on: 13th May 2024
Gretel M's avatar
Gretel M

Easy way to pay in instalments 5 *

5
My experience with pay in 3 was great, there was an item a really wanted but didnt have the money in my bank on that day so decided to use pay in 3 for the first time. all transactions have gone smoothly Reviewed on: 13th May 2024
Jen S's avatar
Jen S

Always an easy process when paying but also with fle...

5
Always an easy process when paying but also with flexibility and security Reviewed on: 13th May 2024
Gareth B's avatar
Gareth B

Customer service relies mostly on forum posts from o...

4
Customer service relies mostly on forum posts from other users, which is unwieldy and inaccurate a lot of the time. It's great when it works - which it does most of the time - but when there's an issue you're a bit out at sea. Reviewed on: 13th May 2024
Spadgeroo's avatar
Spadgeroo

Simplicity

5
Never a problem everything is so easy. Reviewed on: 13th May 2024
Joyce B's avatar
Joyce B

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill