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PayPal: Pay in 3 reviews

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4.93
Based on 34,555 reviews, last reviewed 18th Apr 2026
1151600% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great service that allows you to spread the burden... A great service that allows you to spread the burden of payment Reviewed on: 18th April 2026
KK's avatar
KK

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (34555)

Pay in 3 interest-free over three months.

5
Pay in 3 interest-free over three months. I'm very happy Reviewed on: 11th May 2024
Mohammad Ashfaq's avatar
Mohammad Ashfaq

Simple, effective and peace of mind.

5
Pay in 3 is great for spreading the cost when multiple purchases are needed at once or maybe just before payday! Had to return a few items purchased on pay in 3 and refunds have been quick and easy! Overall I'll continue to choose Pay in 3 in future where it works for me. Reviewed on: 11th May 2024
Kev's avatar
Kev

Trust worthy and convenient

5
Used it for years. For sending and receiving, paying and borrowing. Reviewed on: 11th May 2024
Holly W's avatar
Holly W

Pay in 3 easy payments for free

5
Pay in 3 is great as it is an easy way to spread the cost over 3 payments without paying interest. Reviewed on: 11th May 2024
Rabinlivi's avatar
Rabinlivi

Very good , easy to use , flexible payments ...

5
Very good , easy to use , flexible payments Reviewed on: 11th May 2024
Lauren R's avatar
Lauren R

Great being able to spilt into three to make larger...

5
Great being able to spilt into three to make larger items to be more affordable Reviewed on: 11th May 2024
Danielle E's avatar
Danielle E

Paypal has been very helpful expecially in paypal 3.

5
Paypal has been very helpful expecially in paypal 3. I was able to purchase what I wanted without worrying that I don't have sufficient money. Reviewed on: 11th May 2024
Emovigho E's avatar
Emovigho E

Very convenient way of paying for larger purchases

5
Very convenient way of paying for larger purchases Reviewed on: 11th May 2024
RD's avatar
RD

Just right.

5
Just that little bit more flexible and cash flow compatible than buying something outright, but without it dragging on too long. Reviewed on: 11th May 2024
Rob's avatar
Rob

Loads of experience!

5
Loads of experience! Easy to use and very handy for when you would like to split the payments! Reviewed on: 11th May 2024
Ronan M's avatar
Ronan M

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