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PayPal: Pay in 3 reviews

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4.93
Based on 34,405 reviews, last reviewed 18th Apr 2026
1137900% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy transaction quick response plenty of outlets to... Easy transaction quick response plenty of outlets to use easy process would recommend Reviewed on: 18th April 2026
tracey p's avatar
tracey p

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (34405)

Breaks down big purchases without hassle

5
Makes it easier to pay for a item that would otherwise impact my pay check and without interest and having to fill lots of online forms every time you use it Reviewed on: 11th May 2024
JD Williams 's avatar
JD Williams

Very good helps me spread my money

5
Very good helps me spread my money Reviewed on: 11th May 2024
Gary Oxo's avatar
Gary Oxo

I use pay in 3 and credit options as my main paying...

5
I use pay in 3 and credit options as my main paying option and I love how simple and easy PayPal pay in 3 is and makes shopping so much easier! Reviewed on: 11th May 2024
Rebecca H's avatar
Rebecca H

It makes financing far easier as I can spread the...

5
It makes financing far easier as I can spread the cost Reviewed on: 11th May 2024
Oliver S's avatar
Oliver S

I think pay in 3 is brilliant.

1
I think pay in 3 is brilliant.I use it all the time .Uncomplicated and so easy to use .Thankyou Paypal . Reviewed on: 11th May 2024
Rosemary H's avatar
Rosemary H

Great for when I need to split the payment

5
Great for when I need to split the payment Reviewed on: 11th May 2024
Serena J's avatar
Serena J

Easy payments easy set up nothing to complain about

5
Easy payments easy set up nothing to complain about Reviewed on: 11th May 2024
Aggie F's avatar
Aggie F

So easy to use, why wouldn’t you?

5
So easy to use, why wouldn’t you? Reviewed on: 11th May 2024
Paul 's avatar
Paul

eCheques

4
Sometimes when eCheques take time to clear it can be inconvenient Reviewed on: 11th May 2024
Max's avatar
Max

Only use it if you can definitely afford it

3
I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024
Stephen's avatar
Stephen

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