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PayPal: Pay in 3 reviews

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4.93
Based on 35,924 reviews, last reviewed 20th Apr 2026
1279200% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Nothing to complain about, easy to use, no misunders... Nothing to complain about, easy to use, no misunderstanding, no unnecessary notifications, plenty of offers to choose Reviewed on: 20th April 2026
Andrei's avatar
Andrei

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (35924)

Pay in three

5
Makes items alot more affordable Reviewed on: 11th May 2024
Ryan Pook's avatar
Ryan Pook

Excellent

5
Having the chance to split big purchases through 3 months, without interests, is simple amazing! Reviewed on: 11th May 2024
Abel H's avatar
Abel H

A payment divided in 3 is a excellent idea.

5
Very good service, if you wanna buy a mobile phone is very good pay in 3 installments, if you sign up for a phone contract you have to pay 24 monthly payments, but with pay in 3 definitely you will save lots of money , basically yiu will don't feel this payments in your wallet Reviewed on: 11th May 2024
Razvan S's avatar
Razvan S

Easy to use.

5
Easy to use. Clear repayment schedule. Reviewed on: 11th May 2024
Tiffany C's avatar
Tiffany C

Interest Free!

5
I love PayPal as it’s a secure way to buy and sell items giving peace of mind. I am also enjoying the pay in 3 option and find I’m using this mainly for ‘wish list’ items around my home, being interest free is also a big positive! Reviewed on: 11th May 2024
Diana M's avatar
Diana M

Great service as always.

5
Great service as always. I’m using Paypal products for years, impressive service. Reviewed on: 11th May 2024
Rodrigo's avatar
Rodrigo

Easy way to pay.

5
Easy way to pay. Comfortable payments. Reviewed on: 11th May 2024
Maria L's avatar
Maria L

Good but should allow to pay off little bits during...

4
Good but should allow to pay off little bits during the month if you want instead of only allowing the full amount Reviewed on: 11th May 2024
Jenson J's avatar
Jenson J

PayPal makes paying for things online super easy and...

5
PayPal makes paying for things online super easy and it’s really easy to use Reviewed on: 11th May 2024
Frank G's avatar
Frank G

Breaks down big purchases without hassle

5
Makes it easier to pay for a item that would otherwise impact my pay check and without interest and having to fill lots of online forms every time you use it Reviewed on: 11th May 2024
JD Williams 's avatar
JD Williams

Review PayPal: Pay in 3 now

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