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PayPal: Pay in 3 reviews

4.76
Based on 77,646 reviews, last reviewed 29th Jun 2026
5210800% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Couldn’t be easier! Very easy to apply & set up, decisions made in seconds. Good communication regarding payment dates etc. PayPal staff are also super helpful when I’ve ... Read more Reviewed on: 29th June 2026
Heather B's avatar
Heather B

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77782)

Always a very responsible responsive service.

5
Always a very responsible responsive service. I feel confident using this service for payments online Reviewed on: 1st May 2026

Feels safe online and easy to use.

5
Feels safe online and easy to use. Reviewed on: 1st May 2026

Easy pay in 3

5
I regularly use PayPal in 3 and find it very handy with payments Reviewed on: 1st May 2026

I’ve had an amazing experience with PayPal.

5
I’ve had an amazing experience with PayPal. Everything has been smooth, secure, and really easy to use. Their service is reliable and super convenient, especially when it comes to sending and receiving money. Definitely one of the best platforms out there Reviewed on: 1st May 2026

Brilliant ways to pay

5
Started to use pay pal pay in 3 was absolutely surprised that even though you could take advantage of this scheme you have the option to complete early. Reviewed on: 1st May 2026

Simple and helpful

5
I have used PayPal both for everyday spending, and for spreading cost when I need it the most. Pay in 3 is easy, affordable, and incredibly simple to track when you need it. It makes purchasing items much less stressful and allows you to manage seamlessly. Reviewed on: 1st May 2026

Very good payment platform easy to do payments

5
Very good payment platform easy to do payments Reviewed on: 1st May 2026

Speed and convenience

5
PayPal is my go-to payment method simply because it's convenient, straightforward, quick and offers me payment protection. It's not perfect. Customer service can be slow and messages only seem to be able to be accessed via the website, not the app, which makes no sense. Also I'm having great difficulty finding out why I can't transfer my funds to my bank account. But when I had a no show on an order, I got my money back quite quickly with minimum hassle, and in today's world of online ordering and scam sellers, that's important. Reviewed on: 1st May 2026

PayPal gives me piece of mind and let's me purchase...

5
PayPal gives me piece of mind and let's me purchase items that I can't afford by giving me time to pay or pay installments, if I have a dispute with sellers PayPal have always helped me solve them and get my money back. I would highly recommend PayPal Reviewed on: 1st May 2026

Safe and easy money management.

5
Very easy to use no stress. Helps make money mangement very simple. Reviewed on: 1st May 2026

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