Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 36,319 reviews, last reviewed 20th Apr 2026
1316700% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My experience was not too bad, but one. My experience was not too bad, but one. Day was struggling to using the app because somes option not was very clear can’t understand what. Does mean.... Read more Reviewed on: 20th April 2026
Albano A's avatar
Albano A

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (36318)

Easy payments easy set up nothing to complain about

5
Easy payments easy set up nothing to complain about Reviewed on: 11th May 2024
Aggie F's avatar
Aggie F

So easy to use, why wouldn’t you?

5
So easy to use, why wouldn’t you? Reviewed on: 11th May 2024
Paul 's avatar
Paul

eCheques

4
Sometimes when eCheques take time to clear it can be inconvenient Reviewed on: 11th May 2024
Max's avatar
Max

Only use it if you can definitely afford it

3
I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024
Stephen's avatar
Stephen

It’s good to have that service available

5
It’s good to have that service available Reviewed on: 11th May 2024
Arfan's avatar
Arfan

PayPal and smart spending

5
PayPal have become a major part of my daily financial management as it provides good quality service. Reviewed on: 11th May 2024
Damian's avatar
Damian

Staff ok English very bad for telephone staff hard t...

5
Staff ok English very bad for telephone staff hard to understand Reviewed on: 11th May 2024
Marcelo 's avatar
Marcelo

I've been using Pay in 3 for years!

5
I've been using Pay in 3 for years, there's a safe element knowing if something goes missing or I change my mind if its a gift I can rely knowing there's someone there to investigate or return an item without spending such a huge amount. Reviewed on: 11th May 2024
Stella M's avatar
Stella M

It's helped me

5
It's helped me purchase things I need while balancing my finances Reviewed on: 11th May 2024
Crissy Weller 's avatar
Crissy Weller

So easy to use and allow budgeting for slightly larg...

5
So easy to use and allow budgeting for slightly larger purchases… Reviewed on: 11th May 2024
John h's avatar
John h

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill