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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78018 reviews)

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4.76

Based on 77,890 reviews, last reviewed 30th Jun 2026

5233700% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick seamless payment with options on splitting the... Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78018)

PayPal Efficiency

Haven’t had any reason for years but when I did have something they were most helpful and efficient. Quick to answer calls, find the right person to help and sort through the issue efficiently. Reviewed on: 1st May 2026

PayPal pay in three is a good budgeting tool

I find PayPal pay in three a good way to budget if I need to buy something that’s non essential. As it allows me to spread the cost and budget a bit better. It also doesn’t let you get carried away. Reviewed on: 1st May 2026

PayPal is safe and easy to use with additional benef...

PayPal is safe and easy to use with additional benefits now with their rewards system Reviewed on: 1st May 2026

It's fantastic that we have PayPal to help

It's fantastic that we have PayPal to help Reviewed on: 1st May 2026

Widely accepted in most shops

It is widely accepted in most shops, and the option to split the payment into three installments is very convenient and helpful. Reviewed on: 1st May 2026

PayPal has been a staple in my financial world offer...

PayPal has been a staple in my financial world offering a secure and worry free experience. Always improving, innovating and being competitive within the market they exist. The added pay in three element has been a game changer.. Reviewed on: 1st May 2026

I use it all the time. It’s great.

Very easy to use and understand, I use it all the time and have had a very positive experience. Reviewed on: 1st May 2026

Excellent service especially with a busy lifestyle.

Excellent service especially with a busy lifestyle. The reminders and email alerts for pending transactions are very helpful. All in all, no complaints Reviewed on: 1st May 2026

PayPal is a great support in money managing

Pay in 3 really helps me managing my money better and giving me more freedom in choosing what has more priority due to my fluctuating salary every month. Reviewed on: 1st May 2026

Fast and reliable, decision about credit was given i...

Fast and reliable, decision about credit was given in seconds Reviewed on: 1st May 2026

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