Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79334 reviews)

View other PayPal products

4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (79334)

Reasured.

Never been an issue. Always able to conduct my business with help when needed. The security of my spending and recieving of money is next to none. I always feel confident in using PayPal. Reviewed on: 3rd May 2026

I find the software very easy to use and understand...

I find the software very easy to use and understand also clear and precise, easy to manage payments and schedule's easy pay Reviewed on: 3rd May 2026

Reliable, trustworthy.

Reliable, trustworthy. Would recommend Reviewed on: 3rd May 2026

Easy process and gives you flexibility to balance pa...

Easy process and gives you flexibility to balance payments over a period of time. Doesn’t effect credit score and can use multiple times. App is easy to use, straight forward process of ordering and refunds. Reviewed on: 3rd May 2026

Quick and easy, I like that I can quickly log in to...

Quick and easy, I like that I can quickly log in to pay Reviewed on: 3rd May 2026

Great PayPal very good service easy send money to fa...

Great PayPal very good service easy send money to family or friends. Reviewed on: 3rd May 2026

Best to pay for goods..

Never had a problem with paypal.Used it for alot of years now.good protection from scammars. Reviewed on: 3rd May 2026

I love the various payment options I have with PayPal.

I love the various payment options I have with PayPal. I also really value the ease of use online and with the debit card. Reviewed on: 3rd May 2026

Very fast and simple reliable.

Very fast and simple reliable. You can send and receive money across countries fairly easily, which is useful for freelancers, online sellers, or buying from abroad. Reviewed on: 3rd May 2026

Great experience

I’ve never had to use the customer service as I’ve never needed too hence I can’t give it a perfect score. I’ve always had a faultless experience and have used pay in 3 a number of times. Reviewed on: 3rd May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 4.31 from 64 reviews
Retail finance
from Buyline 4.38 from 26 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 148222 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub