Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 37,134 reviews, last reviewed 22nd Apr 2026
1393400% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for budgeting and spreading the load This Pay in 3 is a great idea and really helps to budget - my wife and I have 10 children between us and 7 beautiful grandchildren…. Being able to man... Read more Reviewed on: 22nd April 2026
Kevin W's avatar
Kevin W

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (37134)

So quick & easy to use!

5
Very convenient & helps you make purchases more affordable! Reviewed on: 10th May 2024
NLJ's avatar
NLJ

Never had any issues and also helpful when need to b...

4
Never had any issues and also helpful when need to be contacted Reviewed on: 10th May 2024
Talia b's avatar
Talia b

Long Term payments done easy

5
It's super easy to use, the fact I can spread out expensive payments over a long period of time is really useful, especially during a period where I care more and more about what I'm spending. I used Pay in 3 to purchase some mountaineering equipment that I would not have been able to outrightly purchase due to it's expensiveness. Reviewed on: 10th May 2024
CHen's avatar
CHen

Straight forward and safe to use.

5
Straight forward and safe to use. Reviewed on: 10th May 2024
Natasha J's avatar
Natasha J

PayPal easy digital transaction

5
PayPal is better than ever, easy to use, efficient and reasonable value for money. Reviewed on: 10th May 2024
Carl's avatar
Carl

Good and safe.

5
Good and safe. Good credit options Reviewed on: 10th May 2024
George N's avatar
George N

Getting offered pay in 3 has been so handy, for time...

5
Getting offered pay in 3 has been so handy, for times I just can’t afford to pay the full amount.Todays fashion trends are changing daily it’s hard to keep up, pay in 3 allows me to stay trendy without breaking the bank. Reviewed on: 10th May 2024
Georgie R's avatar
Georgie R

Smooth transactions pretty much every time.

5
Smooth transactions pretty much every time. Never had any problem so far and I have been actively using it for more than 10 years. Reviewed on: 10th May 2024
Zahid's avatar
Zahid

Free interest over 3 months, great deal

5
Free interest over 3 months, great deal Reviewed on: 10th May 2024
Spencer J's avatar
Spencer J

More Secure than any plateform

5
Very secure source of buying things online Reviewed on: 10th May 2024
Anshab's avatar
Anshab

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill