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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 95,358 reviews, last reviewed 9th Jul 2026
506% increase in 5 star reviews
in the past 90 days
458% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026
g4sji@btinternet.com's avatar
[email protected]

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026
SC's avatar
SC
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (95768)

Game Changer

5
The PayPal Pay in 3 is great for larger purchases where it seems daunting to drop so much money at once. I always have the request accepted, and am sent reminders before payments leave my account. It's easy to use and keep track of my purchases. Reviewed on: 8th June 2026
Naomi Boot's avatar
Naomi Boot

Best option to avoid nasty bank overdraft!

5
Best option to avoid nasty bank overdraft! Reviewed on: 8th June 2026
Kiril's avatar
Kiril

Excellent love the interest free 3 month payment sys...

5
Excellent love the interest free 3 month payment system. Reviewed on: 8th June 2026
HR's avatar
HR

Recommend

5
Using the PayPal for long time, never disappointed Reviewed on: 8th June 2026
Silvia F's avatar
Silvia F

Easy to use

5
Easy to use, affordable and hassle free Reviewed on: 8th June 2026
Keith Allard 's avatar
Keith Allard

PayPal has helped me to spread the cost of a purchase.

5
PayPal has helped me to spread the cost of a purchase. Reviewed on: 8th June 2026
Debbie 's avatar
Debbie

Easy to use

5
Used the service, easy to use, explained well, payments made easily Reviewed on: 8th June 2026
Caroline C's avatar
Caroline C

Been using PayPal for quite some time and it’s easy...

4
Been using PayPal for quite some time and it’s easy reliant quick to use Reviewed on: 8th June 2026
Wiktor l's avatar
Wiktor l

I've had a positive experience using PayPal Pay in 3.

5
I've had a positive experience using PayPal Pay in 3. The application process was quick and straightforward, and it's been a convenient way to spread the cost of purchases over three payments with no interest. Payments have been taken on time as scheduled, and the PayPal app makes it easy to keep track of everything. Overall, a simple and reliable service that I've found very useful. Reviewed on: 8th June 2026
Etoma David's avatar
Etoma David

I love PayPal Pay in 3 because it makes managing lar...

5
I love PayPal Pay in 3 because it makes managing larger purchases so much easier without the stress of paying everything upfront. The application process is quick, payments are clear and easy to track, and it gives me the flexibility to spread costs responsibly. It's become my go-to option whenever I need a little extra financial breathing room while shopping. Reviewed on: 8th June 2026
Bernice 's avatar
Bernice

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