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PayPal: Pay in 3 reviews

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4.93
Based on 37,532 reviews, last reviewed 22nd Apr 2026
1431200% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient but needs improvement in refunds I’ve been using PayPal Pay in 3 and overall it’s a convenient way to split payments without immediate financial pressure. The setup is simple and paym... Read more Reviewed on: 22nd April 2026
Muhammad Sohaib Ijaz's avatar
Muhammad Sohaib Ijaz

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (37532)

By using PayPal Pay in 3 I am able to buy things I c...

5
By using PayPal Pay in 3 I am able to buy things I couldn’t afford to buy at no extra cost Reviewed on: 11th May 2024
Jean K's avatar
Jean K

Better is 4 in 1 Or 5 in 1 or...

4
Better is 4 in 1 Or 5 in 1 or 6 in 1 Reviewed on: 11th May 2024
Mehmed H's avatar
Mehmed H

Always easy to use and if you ever have a problem th...

5
Always easy to use and if you ever have a problem they are always there to help Reviewed on: 11th May 2024
Steven m's avatar
Steven m

Pay in 3 facility

4
I like the pay in 3 facility. It's been my go to a lot of times and I'd recommend it to anyone. Reviewed on: 11th May 2024
Ade's avatar
Ade

Good service to use PayPal and good customer servic...

5
Good service to use PayPal and good customer service and it ms great and brilliant Reviewed on: 11th May 2024
Anjali's avatar
Anjali

Amazing use case.

5
Amazing use case. Hassle free all throughout. Spread my payment so less financial difficulties. Amazing feature would highly reccommend to anyone who has a bank account!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 11th May 2024
Khalid's avatar
Khalid

Runs seamlessly and offers everything I want in one app

5
Runs seamlessly and offers everything I want in one app Reviewed on: 11th May 2024
Tai L's avatar
Tai L

It’s amazing to spread cost and so easy to set up!

5
It’s amazing to spread cost and so easy to set up! Reviewed on: 11th May 2024
Nord Herida's avatar
Nord Herida

Never had an issue with PayPal, all payments have we...

5
Never had an issue with PayPal, all payments have went through with no issue. Pay in 3 has been very very useful for me as well Reviewed on: 11th May 2024
Glenn M's avatar
Glenn M

Forget a credit card, PayPal is more versatile.

5
I actually prefer PayPal than using a credit card. The buyer protection is an integral part of my choice as well as the various payment options that are available. I regularly use the pay in 3 option and I also take advantage of the 4 months 0% Apr. Reviewed on: 11th May 2024
David T's avatar
David T

Review PayPal: Pay in 3 now

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