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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96742 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96760)

I have been a PayPal user since I moved from Poland...

I have been a PayPal user since I moved from Poland to Scotland, so I have been using it for 19 years now, so I can easily, safely and relatively cheaply send money to my family and I have never had any problems. I also use many services available in the app and my favorite is the option to pay in three installments. It is a very convenient and transparent option that I highly recommend. Reviewed on: 8th June 2026

Security

Happy with payroll, I know I have security in shopping. Reviewed on: 8th June 2026

Personal observation

Payments are usually free and disputes are relatively resolved swiftly Reviewed on: 8th June 2026

I really like PayPal service Especially pay in 3 exc...

I really like PayPal service Especially pay in 3 excellent customer I am very happy with their service Reviewed on: 8th June 2026

Amazing easy to use

Easy to use and perfect for large purchases Reviewed on: 8th June 2026

I love PayPal 3, it's very convenient for me and my...

I love PayPal 3, it's very convenient for me and my family and I recommend it to everyone I know. Reviewed on: 8th June 2026

Flawless experience, highly recommend

Flawless experience, highly recommend Reviewed on: 8th June 2026

paypal pay in 3 allows me to afford thing that would...

paypal pay in 3 allows me to afford thing that would otherwise be outside of my price range or allows me to manage my money better by spreading out payments. this has allowed me to explore more of my interests, get upgrades on my tech And make me a smart money manager. Reviewed on: 8th June 2026

Pay in 3 review

I've used pay in 3 several times in the past and I find it easy to use, no hassle and convenient for those purchases that you can't pay for at that time. Reviewed on: 8th June 2026

Online purchases

Few hiccups at the start but smooth easy transactions and my bank details are protected so less chance of being scammed by online fraudsters Reviewed on: 8th June 2026

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