Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 37,651 reviews, last reviewed 23rd Apr 2026
1442500% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, very reliable and trustworthy. Easy to use, very reliable and trustworthy. Have been using it for quite a while and am enjoying the benefits of buying goods that might have been dif... Read more Reviewed on: 23rd April 2026
Firenze's avatar
Firenze

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (37651)

Straight forward and safe to use.

5
Straight forward and safe to use. Reviewed on: 10th May 2024

PayPal easy digital transaction

5
PayPal is better than ever, easy to use, efficient and reasonable value for money. Reviewed on: 10th May 2024

Good and safe.

5
Good and safe. Good credit options Reviewed on: 10th May 2024

Getting offered pay in 3 has been so handy, for time...

5
Getting offered pay in 3 has been so handy, for times I just can’t afford to pay the full amount.Todays fashion trends are changing daily it’s hard to keep up, pay in 3 allows me to stay trendy without breaking the bank. Reviewed on: 10th May 2024

Smooth transactions pretty much every time.

5
Smooth transactions pretty much every time. Never had any problem so far and I have been actively using it for more than 10 years. Reviewed on: 10th May 2024

Free interest over 3 months, great deal

5
Free interest over 3 months, great deal Reviewed on: 10th May 2024

More Secure than any plateform

5
Very secure source of buying things online Reviewed on: 10th May 2024

Excellent being able to spread the cost of items ove...

5
Excellent being able to spread the cost of items over 3 months, easy to understand app that details everything you need to know and when payments are due. Zero interest an absolute bonus. Reviewed on: 10th May 2024

it was the best cause it a split thre payments

5
it was the best cause it a split thre payments Reviewed on: 10th May 2024

Seamless Security: A Positive PayPal Experience

5
Using PayPal has been a seamless and positive experience for me. Its intuitive interface makes sending and receiving money hassle-free. The added layer of buyer protection has given me confidence when making purchases online, knowing that my transactions are secure. Additionally, the ability to link multiple bank accounts and cards provides flexibility in managing finances. Overall, PayPal has consistently delivered a reliable and convenient platform for managing my online transactions, making it my go-to choice for digital payments. Reviewed on: 10th May 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review