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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97628 reviews)

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4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97628)

My pay pal experience has been excellent , very reas...

My pay pal experience has been excellent , very reassuring , and easy to understand Reviewed on: 8th June 2026

I’ve never had any issues with any payment I have ma...

I’ve never had any issues with any payment I have made through paypal Reviewed on: 8th June 2026

Used PayPal Pay in 3 many times to help spread the c...

Used PayPal Pay in 3 many times to help spread the cost of large purchases. Reviewed on: 8th June 2026

Easy breezy not fussy

Easy to access, simple and straightforward. Reviewed on: 8th June 2026

Never had a problem, easy to use and secure

Never had a problem, easy to use and secure Reviewed on: 8th June 2026

Making Purchases More Manageable

I love that so many of the retailers I shop with offer PayPal Pay in 3 as a payment option. It makes it much easier to manage my spending by spreading the cost of purchases over time, while still allowing me to get the products I want when I need them. The app provides a clear and straightforward overview of upcoming payments, and the timely reminder emails help me stay on top of my commitments. Overall, it’s a convenient, transparent, and user-friendly service. Reviewed on: 8th June 2026

Makes bigger spends easier to handle

Makes bigger spends easier to handle Reviewed on: 8th June 2026

Great option without damaging your credit score

Easy to use, straightforward and effective Reviewed on: 8th June 2026

Pay in 3

I’ve used pay in 3 many times so easy to use. Any refunds have been issued fast. Very happy with this service. Reviewed on: 8th June 2026

Quick and easy process.

Quick and easy process. Happy with service provided. Reviewed on: 8th June 2026

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