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PayPal: Pay in 3 reviews

4.76
Based on 97,957 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
480% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026
Kerri l's avatar
Kerri l

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026
claire Obrien's avatar
claire Obrien

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98175)

Spread the cost, interest-free!

5
I often use PayPal pay-in-three for slightly more expensive items, especially as it's interest-free. Helps spread the cost. Reviewed on: 8th June 2026

PayPal Always Effective

5
PayPal is always effective, quick and simple to use. Good responses too, which aim to resolve issues at pace. Reviewed on: 8th June 2026

PayPal is the safest way to purchasing goods

5
Most important for me where there is so much fraud around I feel it's a safe platform to purchase goods, and the pay in three facility is most welcome with the cost of living crisis in full swing! Reviewed on: 8th June 2026

Great way to pay.

5
Really easy to apply, it literally took 5 mins to tell me whether I was accepted or not. Made a couple of purchases easier knowing I didn't have to pay all in 1 go! Reviewed on: 8th June 2026

Easy to use

5
Easy to use - app is very easy to navigate. Good payment plan options. Good for sending money easily to friends and family. Reviewed on: 8th June 2026

Very easy to use and helpful to spread the load of a...

5
Very easy to use and helpful to spread the load of a large outlay. Reviewed on: 8th June 2026

Currencies Exchange

5
it's a good way when transferring in different currencies Reviewed on: 8th June 2026

easy set up to pay in three.

5
easy set up to pay in three.very helpful system for spreading the cost especially with the current cost of living Reviewed on: 8th June 2026

Ease of use is brilliant.

5
Ease of use is brilliant. Always safe and secure Reviewed on: 8th June 2026

Safe way to pay

5
Easy to use and a great way of budgeting and affording a treat at the same time Reviewed on: 8th June 2026

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