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PayPal: Pay in 3 reviews

4.93
Based on 38,039 reviews, last reviewed 23rd Apr 2026
1479800% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I’ve had a positive experience everytime I’ve used P... I’ve had a positive experience everytime I’ve used PayPal it’s so quick & easy I love using it on all my purchases. Reviewed on: 23rd April 2026
Craig S's avatar
Craig S

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38039)

Pay in 3 is ok

3
i am just submitting this because paypal said that voting for pay in 3 here could win me £1000, i dont actually think its that great, and paypal in general has given me a lot of problems in the past, though not specifically to do with pay in 3 Reviewed on: 12th May 2024

User friendly, good customer service, trustworthy

5
User friendly, good customer service, trustworthy Reviewed on: 12th May 2024

Not really had a problem as far so all good...

4
Not really had a problem as far so all good Reviewed on: 12th May 2024

Paypal convenience to saving and shopping

5
Gives us the convenience pf saving and shopping Reviewed on: 12th May 2024

I use pay in 3 help me buy this for my house like tv...

5
I use pay in 3 help me buy this for my house like tv,fridge etc.. Reviewed on: 12th May 2024

Convenient and allows me to purchase things with ease.

5
Convenient and allows me to purchase things with ease. Reviewed on: 12th May 2024

It’s hard to contact PayPal for any payments that ar...

5
It’s hard to contact PayPal for any payments that are not correct. Reviewed on: 12th May 2024

I’ve never had any problems with Pay in 3.

5
I’ve never had any problems with Pay in 3. Transactions and refunds have been actioned swiftly. Reviewed on: 11th May 2024

It was not as easy to speak with someone.

5
It was not as easy to speak with someone. Make it more easy to speak with someone than computer Reviewed on: 11th May 2024

it’s useful for most things

4
it’s useful for most things i buy that are over £30 but it is sometimes unclear about if it will deny it or not Reviewed on: 11th May 2024

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