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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98382 reviews)

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4.76

Based on 97,957 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

480% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98393)

All good.

All good.Nothing negative to say. Reviewed on: 9th June 2026

Easy and quick, never had any issues!

Easy and quick, never had any issues! Reviewed on: 9th June 2026

Paypal 3 is an excellent way to help manage costs.

Paypal 3 is an excellent way to help manage costs for higher priced purchases. I appreciate that it is interest free, whcih in this day and age is generous and thoughtful. Not many companies provide an installment based initiative, which is beneficial to the consumer, but this does. The intiative is helpful in Reviewed on: 9th June 2026

I really love the pay in 3 scheme.

I really love the pay in 3 scheme. It's really helps me tremendously, especially as I go through immense financial limitations. However, it is frustrating that it isn't letting me use my debit card for payin3 at some point after updating my card details. This forces me to enter in my bank account details and do it that way instead. This makes the payments come out of my bank account a few days later than expected which is not a big issue, just a slight annoyance, especially when I'm trying to predict when money will be leaving my bank account. Reviewed on: 9th June 2026

No complaints

It’s honestly super easy and they take care of all the leg work for you. They give you an update on when your payment is due and it’s simple to set up / pay. I’d highly recommend Reviewed on: 9th June 2026

PayPal is easy, straightforward and safe!

PayPal is easy, straightforward and safe! I love the 3 interest free rates and the fact that I can pay or ask to be paid with it. Reviewed on: 9th June 2026

Brilliant,simple effective and easy to help with cos...

Brilliant,simple effective and easy to help with cost of those special little gifts for yourself and others. Reviewed on: 9th June 2026

PayPal is the best choice of payment method.

PayPal is the best choice of payment method. PayPal is secure and safe with excellent customer services. I always choose PayPal whenever I pay for goods online when it is available to me. I always opt for the pay in 3 option as it is easy to use and an affordable way to spread the cost over 3 months with no interest. The PayPal app is so easy to use and keeps you informed of payments and activity. You can easily access your accounts and see all your pay in 3 plans and choose if you want to pay any of them early. It has helped me so much over the years I wouldn't be without it. It is the best affordable way to buy online without any hidden extras. It gives you added security and peace of mind. Fantastic service all round. Reviewed on: 9th June 2026

Use PayPal regularly and it is so very easy to use.

Use PayPal regularly and it is so very easy to use. Also has option to spread cost over 3 payments, I have used this on many occasions and found it so convenient. Reviewed on: 9th June 2026

Useful and straightforward

PayPal pay in 3 is a really useful and straightforward service! I use it often and I highly recommend it Reviewed on: 9th June 2026

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