Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98408 reviews)

View other PayPal products

4.76

Based on 97,957 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

480% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (98413)

Great service

Easy to use option to spread payments Reviewed on: 9th June 2026

I couldn't live without it

Paypal's pay-in-3 service is brilliant, especially for those of us on fixed incomes who know we can pay if we spread the load over time. The service is reliable, instant and very simple to use and most outlets accept it. I couldn't live without it. Reviewed on: 9th June 2026

PayPal has been excellent and super reliable for me.

PayPal has been excellent and super reliable for me. The standout feature is definitely the Pay in 3 program. It handles the payments smoothly, which takes away the burden of having to tightly plan ahead with my money for larger purchases. It gives me great financial breathing room while keeping my transactions safe. Reviewed on: 9th June 2026

I have found PayPal efficient and proactive in all m...

I have found PayPal efficient and proactive in all my dealings. Reviewed on: 9th June 2026

After having financial difficulties pay pal really h...

After having financial difficulties pay pal really helps me with spreading my costs Reviewed on: 9th June 2026

Easy and understandable payment plan

I have only use it once. My experience was very good. It was easy to use. The plan was clear and understandable for how payment should occur. Reviewed on: 9th June 2026

Excellent, helpful service.

I have been with PayPal a number of years now and I find it an easy app to use. I use it regularly to pay for items and I know it's safe and secure. Any problems and the team will get it sorted as quickly as possible for you. The pay in 3 is ideal for when you need something but dont have all the funds at hand, you just click on the pay in 3 and it's done straight away giving you exact dates when payment will be taken. Reviewed on: 9th June 2026

Best thing ever Love pay pal pay in 3

Love pay pal pay in 3 lets me know what I can have what and when I have to pay and if I’m late there’s no charge I use it all the time I’m a single mum of 3 with one sen child and I was about to buy new washing machine tumble dryer dish washer all in a matter of months Reviewed on: 9th June 2026

Paypal is the best of the best

PayPal is possibly one of the greatest credit apps of all time. Easy to get approved. Never any hassle. Good 1% cashback. Good as can be. Reviewed on: 9th June 2026

Easy to setup & use.

Easy to setup & use. Could do with more transparency in terms of how it would affect your credit, especially for those who are not as financially literate. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 177094 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub