Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98540)

I personally love the pay in 3 method.

5
I personally love the pay in 3 method. it gives me time to sort out money management. also helps me save in a way while also making money to pay back the pay in 3 method. overall i absolutely love it Reviewed on: 9th June 2026

A good way to balance spending.

5
I trust PayPal for all my independent purchases. I do not have to worry, and it is an excellent way to manage my money. Reviewed on: 9th June 2026

Reliable, trustworthy and easy to use

5
It’s really handy especially pay in three it helps alot with the cost when spreading it Reviewed on: 9th June 2026

When making bigger purchases i love the option of pa...

5
When making bigger purchases i love the option of pay in 3. I find it easier than "saving" the money as there is always something else the money could be spent on, whereas this makes it a bill that needs to be paid. Reviewed on: 9th June 2026

It is so much easier to pay with PayPal and pay in...

5
It is so much easier to pay with PayPal and pay in three makes it easier to budget you feel safer using PayPal rather than a card Reviewed on: 9th June 2026

Great experience

5
Great experience and use it buy things online Reviewed on: 9th June 2026

Great service

5
If I have ever had to raise an issue it has been resolved quickly and efficiently. Reviewed on: 9th June 2026

I only purchase via PayPal.

5
I only purchase via PayPal. If PayPal is not offered, i do not buy. The pay in 3 option is a financial godsend. No additional fees added. I have used it on many occasions. Reviewed on: 9th June 2026

Why not spread the cost without occurring interest!

5
Used pay in 3 for numerous purchases, in the £50 to £200 range. Approval obtained during item purchase, no delays. Why not spread the cost without occurring interest. Have recommend to family and friends. Reviewed on: 9th June 2026

All working well, fast and simple

5
All working well, fast and simple Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 177318 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products