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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (37930 reviews)

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4.93

Based on 37,930 reviews, last reviewed 23rd Apr 2026

1469600% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great way to shop when you’re on a tight budget Great way to shop when you’re on a tight budget Reviewed on: 23rd April 2026

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37930)

Great for when I need to split the payment

Great for when I need to split the payment Reviewed on: 11th May 2024

Easy payments easy set up nothing to complain about

Easy payments easy set up nothing to complain about Reviewed on: 11th May 2024

So easy to use, why wouldn’t you?

So easy to use, why wouldn’t you? Reviewed on: 11th May 2024

eCheques

Sometimes when eCheques take time to clear it can be inconvenient Reviewed on: 11th May 2024

Only use it if you can definitely afford it

I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024

It’s good to have that service available

It’s good to have that service available Reviewed on: 11th May 2024

PayPal and smart spending

PayPal have become a major part of my daily financial management as it provides good quality service. Reviewed on: 11th May 2024

Staff ok English very bad for telephone staff hard t...

Staff ok English very bad for telephone staff hard to understand Reviewed on: 11th May 2024

I've been using Pay in 3 for years!

I've been using Pay in 3 for years, there's a safe element knowing if something goes missing or I change my mind if its a gift I can rely knowing there's someone there to investigate or return an item without spending such a huge amount. Reviewed on: 11th May 2024

It's helped me

It's helped me purchase things I need while balancing my finances Reviewed on: 11th May 2024

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