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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98602 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98616)

Very easy and hassle free to use

Very easy and hassle free to use Reviewed on: 9th June 2026

Good good to use

PayPal is good to use. I really love it. Reviewed on: 9th June 2026

im not good on phones or computors but im learning 7...

im not good on phones or computors but im learning 70yrs old ,so realising this is the norm so my daughters have helped since ive been involved with paypal and i must say its super like pay in 3 months costs nothin how good is that,my question how do you make pennies then. Reviewed on: 9th June 2026

Never had any problems with purchasing items from cu...

Never had any problems with purchasing items from customer's Reviewed on: 9th June 2026

Clear Communication

They’re clear in their communications via email and all the detail is provided. Customer service is also responsive. Reviewed on: 9th June 2026

Long time customer

Been using PayPal for a few years, good way to pay online as it is secure Reviewed on: 9th June 2026

Splitting the cost of a purchase

I've often used Paypal for splitting payments over 3 monthly installments allowing me to purchase bigger items and making it more easily affordable to myself with no extra interest being added. I am reminded when a payment is due so I cannot forget a payments due date. I have used paypal several times for this reason and would certainly recommend to anyone. My one and only drawback with paypal is not finding it easy to be able to speak to a person on the phone if you do have a query. For that reason alone I give Paypal 4 out of 5 stars. Reviewed on: 9th June 2026

PayPal credit

Absolutely brilliant for buying online with safety Reviewed on: 9th June 2026

PayPal is brilliant

I have always found PayPal, reliable, and very easy to use Reviewed on: 9th June 2026

Very good service

Makes payments easy since i can spread it out over time making it much more manageable. easy to pay back aswell :) Reviewed on: 9th June 2026

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