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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98638 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98652)

Very convenient

I find using pay in 3 very convenient if I have a large bill to pay and money is tight one month it means I can spread the cost Reviewed on: 9th June 2026

I had a situation with a service i paid for and neve...

I had a situation with a service i paid for and never received and paypal helped me to get my funds back in no time Reviewed on: 9th June 2026

Trustworthy, reliable.

Trustworthy, reliable. Easy hassle free way to spread the cost. Reviewed on: 9th June 2026

Great at protecting your details

Great at protecting your card details of online retailers websites. Gives price of mind and extra protection. Reviewed on: 9th June 2026

I've had a great experience using PayPal Pay in 3.

I've had a great experience using PayPal Pay in 3. It's simple to set up, the payments are spread out into manageable instalments, and there are no surprises with hidden fees when payments are made on time. The app makes it easy to track upcoming payments, and the approval process is quick and straightforward. It's been a convenient way to budget larger purchases without putting everything on a credit card Reviewed on: 9th June 2026

Great app

Love the simplicity of the app. Makes payments feel safe and secure! Reviewed on: 9th June 2026

What's not to like about PayPal Pay in 3

What's not to like about PayPal Pay in 3, it's a good way of paying for something that may not quite fit into your weekly/monthly budget as a one-off payment, there is nothing to lose Reviewed on: 9th June 2026

Safe and Easy to Use

I use PayPal a lot as I feel safe when I can make purchases with paypal Reviewed on: 9th June 2026

Makes my life easier

Makes my life easier being able to pay on three Reviewed on: 9th June 2026

lfair and safe to use

I never had a problem with PayPal all the years I have been using it. Reviewed on: 9th June 2026

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