Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98675 reviews)

View other PayPal products

4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (98683)

Never had any issues and also helpful when need to b...

Never had any issues and also helpful when need to be contacted Reviewed on: 10th May 2024

Long Term payments done easy

It's super easy to use, the fact I can spread out expensive payments over a long period of time is really useful, especially during a period where I care more and more about what I'm spending. I used Pay in 3 to purchase some mountaineering equipment that I would not have been able to outrightly purchase due to it's expensiveness. Reviewed on: 10th May 2024

Straight forward and safe to use.

Straight forward and safe to use. Reviewed on: 10th May 2024

PayPal easy digital transaction

PayPal is better than ever, easy to use, efficient and reasonable value for money. Reviewed on: 10th May 2024

Good and safe.

Good and safe. Good credit options Reviewed on: 10th May 2024

Getting offered pay in 3 has been so handy, for time...

Getting offered pay in 3 has been so handy, for times I just can’t afford to pay the full amount.Todays fashion trends are changing daily it’s hard to keep up, pay in 3 allows me to stay trendy without breaking the bank. Reviewed on: 10th May 2024

Smooth transactions pretty much every time.

Smooth transactions pretty much every time. Never had any problem so far and I have been actively using it for more than 10 years. Reviewed on: 10th May 2024

Free interest over 3 months, great deal

Free interest over 3 months, great deal Reviewed on: 10th May 2024

More Secure than any plateform

Very secure source of buying things online Reviewed on: 10th May 2024

Excellent being able to spread the cost of items ove...

Excellent being able to spread the cost of items over 3 months, easy to understand app that details everything you need to know and when payments are due. Zero interest an absolute bonus. Reviewed on: 10th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews
Argos card
from Argos 4.31 from 64 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 177577 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub